1010 Black Locust Dr, Centerton, AR 72719 Property Records

Benton County property record for 1010 Black Locust Dr, Centerton, AR 72719

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,564 sqft · built 2018
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$332,000 (Nov 2023)
Tax Bill	$3,734 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-05608-000`

Property Details

APN / Parcel Number

Primary APN	`06-05608-000`
Alternative APNs	`168530.0` `168530`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,564 sqft Living Area
Gross Area	2,005 sqft
1st Floor Area	1,564 sqft
Flooring	Wood

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	441 sqft
Driveway	Concrete Driveway
Driveway Area	592 sqft
Porch	Open Porch
Porch Area	155 sqft
Utility Building	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1010 BLACK LOCUST DR
City	CENTERTON
State	AR
Zip	72719-6044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT 6/13/2018 6L201830475(6 PGS) & PLAT 6/20/2018 L201831782(6 PGS)
Legal Range	31
Legal Township	20
Legal Section	32
Legal Subdivision	BRIAR ROSE SUB-CENTERTON
Legal Lot Number	95
Jurisdiction	BENTON AR
Township / Civil Division	9
Census Block Group	1
Census Block	1045
Census Tract	20906

Owner

1010 Black Locust Dr is owned and occupied by two individuals who bought it in November 2023.

Source: Benton County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1010 BLACK LOCUST DR, CENTERTON, AR 72719-6044
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Deed of Trust, Mortgage · Commercial Mortgage GUIDANCE RESIDENTIAL LLC
Nov 13, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage 2004-0000295 LLC
Mar 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Oct 15, 2018	Warranty Deed, Subdivision Related Transfer · Conventional with PMI SIMMONS BK
Jun 20, 2018	Deed of Trust, Construction Loan · Line of Credit BANK OF GRAVETT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2023 · Amount on File
Deed Sale	Nov 13, 2023 · Amount on File
Prior Sale	Oct 15, 2018 · Amount on File
Deed Document Number	202358659
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	1010 BLACK LOCUST DR, CENTERTON, AR 72719-6044
Transaction Type	Mortgage
Record Updated	Oct 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 BLACK LOCUST DR, CENTERTON, AR 72719-6044

Mortgage

Document Number	L202558473
Date	Oct 16, 2025
Instrument	L202558473

Lender

Name	GUIDANCE RESIDENTIAL LLC
Type	Mortgage Company
Address	11107 SUNSET HILLS RD STE 300, RESTON, VA 20190

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2045

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Nov 13, 2023
Property Address	1010 BLACK LOCUST DR, CENTERTON, AR 72719-6044
Document Number	L202358659
Map Reference	PL L201830475
Instrument Date	Nov 13, 2023
Instrument	L202358659
Transaction Type	Transfer
Record Updated	Dec 8, 2023
Title Company	LENDERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,095.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1010 BLACK LOCUST DR, CENTERTON, AR 72719-6044

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 BLACK LOCUST DR, CENTERTON, AR 72719-6044

Mortgage

Document Number	L202358660
Date	Nov 13, 2023
Instrument	L202358660

Lender

Name	2004-0000295 LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	1010 BLACK LOCUST DR, CENTERTON, AR 72719-6044
Transaction Type	Mortgage
Record Updated	Mar 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	L202217052
Date	Mar 16, 2022
Instrument	L202217052

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

October 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Oct 15, 2018
Property Address	1010 BLACK LOCUST DR, CENTERTON, AR 72719-6044
Document Number	0000054161
Instrument Date	Oct 12, 2018
Instrument	54161
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 30, 2018
Title Company	LENDERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$619.95
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 BLACK LOCUST DR CENTERTON AR 72719, CENTERTON, AR 72719

Mortgage

Document Number	54162
Date	Oct 15, 2018
Instrument	54162

Lender

Name	SIMMONS BK
Address	PINE BLUFF, AR 71601

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 14, 2048

June 2018: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Recording Date	Jun 20, 2018
Property Address	1010 BLACK LOCUST DR, CENTERTON, AR 72719-6044
Document Number	0000031600
Instrument Date	Jun 19, 2018
Instrument	31600
Transaction Type	Construction Loan
Record Updated	Jul 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1070 BLACK LOCUST DR CENTERTON AR 72719, CENTERTON, AR 72719

Mortgage

Document Number	0000031600
Date	Jun 20, 2018
Instrument	31600

Lender

Name	BANK OF GRAVETT
Type	Bank
Address	CENTERTON, AR 72719

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1010 Black Locust Dr was $3,734, up 1.4% from the year before.

Source: Benton County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Benton County
Municipality	Centerton City
Unified School District	Bentonville Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,734.00 (+1.36%)	$60,326 (-) Land $15,000 Building $45,326	$301,630 Land $75,000 Building $226,630
2025	$3,684.00	$60,326 Land $15,000 Building $45,326
2024			$301,630 (+46.85%) Land $75,000 Building $226,630
2023	$2,534.00 Homeowner's exemption	$41,080 Land $7,600 Building $33,480	$205,400 Land $38,000 Building $167,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1010 Black Locust Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1010 Black Locust Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 92% of Arkansas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERTON WATERWORKS serves 27,243 people · EPA ID AR0000044
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Right Fiber Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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