Polk County property record for 1010 Beach Ln, Winter Haven, FL 33880
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,192 sqft · built 1975 |
| Lot Size | 0.165 acres (7,196 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $270,000 (May 2022) |
| Tax Bill | $2,141 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Feb 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-17-689910-000210 |
| Primary APN | 26-29-17-689910-000210 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,192 sqft Living Area |
| 1st Floor Area | 1,000 sqft |
| Flooring | Terrazzo |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 7,196 sqft (0.165 acres) |
| Lot Dimensions | 100 ft deep x 72 ft wide |
| View / Lot | Commercial/Industrial |
| Pool House | Pool House |
|---|---|
| Porch | Florida Room |
| Porch Area | 400 sqft |
| Patio Area | 98 sqft |
| Shed | 1 Shed |
| Utility Building | 108 sqft |
| Street Address | 1010 BEACH LN |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-5705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | BEECH HAVEN ESTATES PB 63 PG 36 LOT 21 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 17 |
| Legal Subdivision | BEECH HAVEN ESTATES |
| Legal Tract | 689910 |
| Legal Block | 2 |
| Legal Lot Number | 21 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 14502 |
Source: Polk County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1010 BEACH LN, WINTER HAVEN, FL 33880-5705 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| May 17, 2022 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Feb 10, 2022 | Deed of Trust, Mortgage · Commercial Mortgage LIGHTSPEED LENDING LLC |
| Sep 21, 2021 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Sep 29, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage ASSET BASKD SOLUTION LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 17, 2022 · Amount on Record |
| Deed Sale | May 17, 2022 · Amount on Record |
| Prior Sale | Sep 29, 2021 · Amount on Record |
| Deed Document Number | 2022134129 |
| Deed Book / Page | 12256 / 292 |
| Prior Transfer Date | Dec 14, 2004 |
| Prior Transfer Doc | 0060210507 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 17, 2022 |
| Property Address | 1010 BEACH LN, WINTER HAVEN, FL 33880-5705 |
| Document Number | 0000134129 |
| Book / Page | 12256 / 292 |
| Map Reference | MB 63 PG 36 |
| Instrument Date | May 12, 2022 |
| Instrument | 2022134129 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2022 |
| Title Company | GIANNELL TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,890.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2000 TAYLOR ST # ST1A, 2000, HOLLYWOOD, FL 33020-4555 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 1010 BEACH LN, WINTER HAVEN, FL 33880-5705 |
| Document Number | 0012256294 |
|---|---|
| Date | May 17, 2022 |
| Instrument | 12256/294 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1010 BEACH LN, WINTER HAVEN, FL 33880-5705 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 600 SILKS RUN, HALLANDALE BEACH, FL 33009-2569 |
| Document Number | 0000037286 |
|---|---|
| Date | Feb 10, 2022 |
| Book Page | 12111/2131 |
| Instrument | 2022037286 |
| Name | LIGHTSPEED LENDING LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | POMPANO BEACH, FL 33076 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Mar 1, 2023 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Sep 21, 2021 |
| Property Address | 1010 BEACH LN, WINTER HAVEN, FL 33880-5705 |
| Document Number | 0000245283 |
| Book / Page | 11900 / 1346 |
| Map Reference | MB 63 PG 36 |
| Instrument Date | Sep 15, 2021 |
| Instrument | 2021245283 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $560.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3441 MAGNOLIA ST, 3441, ZOLFO SPRINGS, FL 33890-5702 |
| Name | Verified Name |
|---|---|
| Address | 1925 E 6TH AVE # 3, 3, TAMPA, FL 33605-5225 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Sep 29, 2021 |
| Property Address | 1010 BEACH LN, WINTER HAVEN, FL 33880-5705 |
| Document Number | 0000255156 |
| Book / Page | 11916 / 1514 |
| Map Reference | MB 63 PG 36 |
| Instrument Date | Sep 15, 2021 |
| Instrument | 2021255156 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $777.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1925 E 6TH AVE # AVE3RD, 1925, TAMPA, FL 33605-5225 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0119161516 |
|---|---|
| Date | Sep 29, 2021 |
| Instrument | 11916/1516 |
| Name | ASSET BASKD SOLUTION LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Polk County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,141.00 (-26.68%) | $165,661 (-7.23%) Land $6,300 Building $159,361 | $165,661 (-7.23%) Land $6,300 Building $159,361 |
| 2024 | $2,920.00 (+3.11%) | ||
| 2023 | $2,832.00 (+27.45%) | $178,580 (+33.37%) Land $6,100 Building $172,480 | $178,580 (+33.37%) Land $6,100 Building $172,480 |
| 2022 | $2,222.00 | $133,895 Land $5,100 Building $128,795 | $133,895 Land $5,100 Building $128,795 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2004–2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 68% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAHNETA WATER SYSTEM serves 4,500 people · EPA ID FL6531917 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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