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1010 Balboa Ave, Capitola, CA 95010 Property Records

Santa Cruz County property record for 1010 Balboa Ave, Capitola, CA 95010

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,586 sqft · built 1969
Lot Size0.15 acres (6,534 sqft)
Owner2 Trust Names on File
Last Sale$308,000 (Oct 2002)
Tax Bill$6,882 (2025)
Deeds & MortgagesMar 2021 Mortgage
Apr 2018 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN036-232-02

Property Details

APN / Parcel Number

Primary APN036-232-02
Alternative APN
  • 036-232-02-000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,586 sqft Living Area

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Construction TypeWood
Roof TypeSawtooth
Roof MaterialComposition Shingle
Lot Area6,534 sqft (0.15 acres)

Utilities, Heating & Cooling

SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1010 BALBOA AVE
CityCAPITOLA
StateCA
Zip95010-2306
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTR 471
Legal SubdivisionCLIFFWOOD HEIGHTS UN 02 TR 471
Legal Tract471
Legal Lot Number115
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1000
Census Tract121801

Owner

Source: Santa Cruz County records · APN 036-232-02

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on File
Mailing Address1010 BALBOA AVE, CAPITOLA, CA 95010-2306
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust, Family Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Mar 05, 2021Deed of Trust, Mortgage · Conventional Mortgage
MASON MCDUFFIE MORTGAGE CORP
Apr 25, 2018Deed of Trust, Mortgage · Line of Credit
US BANK TRUST CO NA
Jul 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
MASON MCDUFFIE MORTGAGE CORP
Jul 15, 2020Loan Modification, Mortgage · Conventional Mortgage
US BK
Dec 05, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 10, 2002 · Amount on Record
Deed SaleOct 10, 2002 · Amount on Record
Deed Document Number200272708
Last Transfer DateAug 27, 2007
Transfer Doc0000038015
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address1010 BALBOA AVE, CAPITOLA, CA 95010-2306
Transaction TypeMortgage
Record UpdatedMar 17, 2021
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1010 BALBOA AVE, CAPITOLA, CA 95010-2306

Mortgage

Document Number0000013605
DateMar 05, 2021
Instrument2021-0013605
Lender
NameMASON MCDUFFIE MORTGAGE CORP
TypeMortgage Company
AddressSAN RAMON, CA 94583
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2051

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address1010 BALBOA AVE, CAPITOLA, CA 95010-2306
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySOLIDIFI U S INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012388
DateApr 25, 2018
Instrument2018-0012388
Lender
NameUS BANK TRUST CO NA
TypeBank
AddressPORTLAND, OR 97204
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueMar 14, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address1010 BALBOA AVE, CAPITOLA, CA 95010-2306
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000026634
DateJul 20, 2020
Instrument2020-0026634
Lender
NameMASON MCDUFFIE MORTGAGE CORP
TypeMortgage Company
AddressSAN RAMON, CA 94583
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2050

July 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSANTA CRUZ CA
Property Address1010 BALBOA AVE, CAPITOLA, CA 95010-2306
Document Number0000026636
Instrument DateJul 15, 2020
Transaction TypeMortgage
Record UpdatedAug 04, 2020
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address1010 BALBOA AVE CAPITOLA CA 950102306, CAPITOLA, CA 95010-2306

Mortgage

Document Number0000026636
DateJul 20, 2020
Instrument26636
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term336 Months
DueJul 19, 2048

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateDec 05, 2019
Property Address1010 BALBOA AVE, CAPITOLA, CA 95010-2306
Document Number0000038015
Instrument DateAug 27, 2017
Instrument38015
Transaction TypeTransfer
Record UpdatedDec 19, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1010 BALBOA AVE CAPITOLA CA 950102306, CAPITOLA, CA 95010-2306

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityCapitola City
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictSoquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$497,687 (+2%) Land $267,984 Building $229,703
2025$6,882.00 (+10.91%) Homeowner's exemption$487,929 (+4.04%) Land $262,730 Building $225,199
2023$6,205.00 (+1.55%) Homeowner's exemption$468,981 Land $252,527 Building $216,454$1,236,780
2022$6,110.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 333 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

May also be available: AT&T, Cruzio Internet, Etheric Communications, LLC., Surfnet Communications, T-Mobile USA, Verizon, Xfinity.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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