Lake County property record for 1010 Ashley Rd, Lake Forest, IL 60045
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 6 ba · 4,820 sqft · built 1989 |
| Lot Size | 0.699 acres (30,466 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,950,000 (Jul 2025) |
| Tax Bill | $34,099 (2024) |
| Deeds & Mortgages | Jul 2026 Mortgage Aug 2025 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-03-111-006 |
| Primary APN | 16-03-111-006 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 6 Baths |
| Plumbing Fixtures | 20 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 4,820 sqft Living Area |
| Gross Area | 7,679 sqft |
| 1st Floor Area | 2,447 sqft |
| 2nd Floor Area | 2,373 sqft |
| Upper Floors Area | 2,373 sqft |
| Basement Area | 1,853 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 30,466 sqft (0.699 acres) |
| Garage Type | Attached |
| Garage Area | 1,006 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1010 ASHLEY RD |
|---|---|
| City | LAKE FOREST |
| State | IL |
| Zip | 60045-3377 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HAVENWOOD; LOT 11 |
| Legal Subdivision | HAVENWOOD |
| Legal Lot Number | 11 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | MORAINE |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 865000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Lake Forest Historic District listed 1978 · 590 contributing resources · NRIS 78001161 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1010 Ashley Rd is owned by two individuals who bought it in July 2025.
Source: Lake County records, as of July 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3051 W ARMITAGE AVE, 45, CHICAGO, IL 60647-6767 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 1, 2026 | Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK |
| Aug 21, 2025 | Deed of Trust, Mortgage · Line of Credit BETTER MORTGAGE CORPORATION |
| Apr 5, 2023 | Intrafamily Transfer, Transfer ATTORNEY |
| Dec 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 16, 2025 · Amount on File |
| Deed Sale | Jul 16, 2025 · Amount on File |
| Prior Sale | Jan 14, 2013 · Amount on File |
| Deed Document Number | 20258109606 |
| Prior Transfer Date | Mar 17, 2023 |
| Prior Transfer Doc | 0007966770 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Jul 1, 2026 |
| Property Address | 1010 ASHLEY RD, LAKE FOREST, IL 60045-3377 |
| Document Number | 0008178851 |
| Instrument Date | Jun 23, 2026 |
| Instrument | 20268178851 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1010 ASHLEY RD, LAKE FOREST, IL 60045-3377 |
| Document Number | 0008178851, |
|---|---|
| Date | Jul 1, 2026 |
| Instrument | 20268178851 |
| Name | HUNTINGTON NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.88% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 1010 ASHLEY RD, LAKE FOREST, IL 60045-3377 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2025 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|
| Document Number | 0008116071 |
|---|---|
| Date | Aug 21, 2025 |
| Instrument | 8116071 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Sep 1, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Apr 5, 2023 |
| Property Address | 1010 ASHLEY RD, LAKE FOREST, IL 60045-3377 |
| Document Number | 0007966770 |
| Map Reference | DOC 2129656 |
| Instrument Date | Mar 17, 2023 |
| Instrument | 7966770 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1010 ASHLEY RD, LAKE FOREST, IL 60045-3377 |
| Name | Verified Name |
|---|---|
| Address | 1010 ASHLEY RD, LAKE FOREST, IL 60045-3377 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 1010 ASHLEY RD, LAKE FOREST, IL 60045-3377 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0007730808 |
|---|---|
| Date | Dec 22, 2020 |
| Instrument | 7730808 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Moraine Township |
| Municipality | Lake Forest City |
| Elementary School District | Lake Forest School District 67 (PK - 08) |
| Secondary School District | Lake Forest Community High School District 115 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $612,736 Land $177,679 Building $435,057 | $1,838,392 Land $533,090 Building $1,305,302 | |
| 2024 | $34,099.00 (+14.01%) | ||
| 2023 | $29,910.00 (+5.44%) | $520,705 (+3.51%) Land $150,992 Building $369,713 | $1,562,271 (+3.51%) Land $453,021 Building $1,109,250 |
| 2022 | $28,368.00 | $503,063 Land $165,874 Building $337,189 | $1,509,340 Land $497,672 Building $1,011,668 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1010 Ashley Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (2008–2010) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2010 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1010 Ashley Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 70% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE FOREST serves 19,642 people · EPA ID IL0970800 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 21 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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