1010 Ann St, Festus, MO 63028 Property Records

Jefferson County property record for 1010 Ann St, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,173 sqft · built 2021
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$238,009 (Jun 2022)
Tax Bill	$1,965 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`193.006.01004009`

Property Details

APN / Parcel Number

Primary APN	`193.006.01004009`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,173 sqft Living Area
Gross Area	1,613 sqft
1st Floor Area	1,173 sqft
Basement Area	1,739 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Frame
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	300 ft deep x 160 ft wide
Garage Type	Attached
Garage Area	440 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1010 ANN ST
City	FESTUS
State	MO
Zip	63028-1111
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	GOLDEN RULE BDRY ADJ LOT A
Legal Range	6E
Legal Township	40N
Legal Section	06
Legal Subdivision	GOLDEN RULE
Legal Block	2
Legal Lot Number	A
Jurisdiction	JEFFERSON MO
Township / Civil Division	RIVER VIEW
Census Block Group	2
Census Block	2030
Census Tract	700802

Owner

1010 Ann St is owned and occupied by two individuals who bought it in June 2022.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1010 ANN ST, FESTUS, MO 63028-1111
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2022	Warranty Deed, Transfer · FHA Mortgage ENTERPRISE BANK & TRUST
Aug 2, 2021	Warranty Deed, Transfer · FHA Mortgage DAS ACQUISITION
Jan 4, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2022 · Amount on File
Deed Sale	Jun 9, 2022 · Amount on File
Prior Sale	Aug 2, 2021 · Amount on File
Deed Document Number	202219327
Prior Transfer Date	Jan 3, 2019
Prior Transfer Doc	2019R000582
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jun 9, 2022
Property Address	1010 ANN ST, FESTUS, MO 63028-1111
Document Number	0000019327
Map Reference	DOC 20180-00030
Instrument Date	Jun 8, 2022
Instrument	2022R-019327
Transaction Type	Transfer
Record Updated	Jun 22, 2022
Title Company	STEWART TITLE/CALDWELL, STC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1924 IRON MOUNTAIN DR, 1924, FESTUS, MO 63028-3166

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 ANN ST, FESTUS, MO 63028-1111

Mortgage

Document Number	0000019328
Date	Jun 9, 2022
Instrument	2022R-019328

Lender

Name	ENTERPRISE BANK & TRUST
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Mortgage

Document Number	0000019329
Date	Jun 9, 2022
Instrument	2022R-019329

Lender

Name	MISSOURI HOUSING DEVELOPMENT COMMISSION
Type	Government Agency
Address	KANSAS CITY, MO 64105

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Aug 2, 2021
Property Address	1010 ANN ST, FESTUS, MO 63028-1111
Document Number	2021R033395
Map Reference	DOC 2018P-000030
Instrument Date	Jul 26, 2021
Instrument	2021R-033395
Transaction Type	Transfer
Record Updated	Aug 16, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4300 FOUNTAIN CITY ROAD, 4300, DE SOTO, MO 63020

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 ANN ST, FESTUS, MO 63028-1111

Mortgage

Document Number	2021R033396
Date	Aug 2, 2021
Instrument	2021R-033396

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jan 4, 2019
Property Address	1010 ANN ST, FESTUS, MO 63028-1111
Document Number	0000000582
Instrument Date	Dec 24, 2018
Instrument	582
Transaction Type	Transfer
Record Updated	Jan 21, 2019

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1009 VINE ST FESTUS MO 630281116, FESTUS, MO 63028-1116

Tax Assessment & Valuation

The 2025 property tax bill for 1010 Ann St was $1,965, up 6.9% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Festus City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$35,800 (-) Land $1,500 Building $34,300	$188,600 (-) Land $8,100 Building $180,500
2025	$1,965.00 (+6.85%)	$35,800 Land $1,500 Building $34,300	$188,600 (-) Land $8,100 Building $180,500
2024	$1,839.00 (+0.49%)		$188,600 (+10.23%) Land $8,100 Building $180,500
2023	$1,830.00	$32,500 Land $1,500 Building $31,000	$171,100 Land $8,100 Building $163,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1010 Ann St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2003–2018)
Most Recent Claim	Sep 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1010 Ann St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FESTUS PWS serves 13,000 people · EPA ID MO6010276
Water Source	Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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