1010 Ames St, Hammond, IN 46320 Property Records

Lake County property record for 1010 Ames St, Hammond, IN 46320

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,520 sqft · built 1920
Lot Size	0.071 acres (3,125 sqft)
Owner	Individual Name on Record
Tax Bill	$1,609 (2024)
Deeds & Mortgages	Sep 2022 Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`007-26-35-0102-0001`

Property Details

APN / Parcel Number

Primary APN	`007-26-35-0102-0001`
Alternative APNs	`45-07-06-329-002.000-023` `263501020001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	1,520 sqft Living Area
Basement Area	700 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1980
Architectural Style	Split Level
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	3,125 sqft (0.071 acres)
Lot Dimensions	125 ft deep x 25 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	007-26-35-0102-0001
Old Parcel Number	263501020001
Street Address	1010 AMES ST
City	HAMMOND
State	IN
Zip	46320-2732
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	MORRIS ADD. L.1 BL.5
Legal Subdivision	MORRIS ADD
Legal Block	5
Legal Lot Number	1
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	4
Census Block	4014
Census Tract	20800

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1010 AMES ST, HAMMOND, IN 46320-2732
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Mar 30, 2018	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	1010 AMES ST, HAMMOND, IN 46320-2732
Transaction Type	Mortgage
Record Updated	Sep 28, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038703
Date	Sep 21, 2022
Instrument	2022-538703

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2037

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	1010 AMES ST, HAMMOND, IN 46320-2732
Document Number	0000022301
Instrument Date	Mar 30, 2018
Transaction Type	Mortgage
Record Updated	Apr 24, 2018
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 AMES ST HAMMOND IN 463202732, HAMMOND, IN 46320-2732

Mortgage

Document Number	0000022301
Date	Apr 10, 2018
Instrument	22301

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Apr 9, 2033

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Hammond City
Unified School District	Hammond School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$123,700 (+32.44%) Land $14,200 Building $109,500	$123,700 (+32.44%) Land $14,200 Building $109,500
2024	$1,609.00 (+19.81%)
2023		$93,400 (+6.5%) Land $14,800 Building $78,600	$93,400 (+6.5%) Land $14,800 Building $78,600
2022	$1,343.00	$87,700 Land $14,800 Building $72,900	$87,700 Land $14,800 Building $72,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMMOND WATER WORKS DEPARTMENT serves 78,384 people · EPA ID IN5245020
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2020
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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