1010 7th St W, Kalispell, MT 59901 Property Records

Flathead County property record for 1010 7th St W, Kalispell, MT 59901

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,104 sqft · built 1966
Lot Size0.244 acres (10,629 sqft)
Owner2 Individual Names on Record
Last Sale$388,597 (Jun 2026)
Tax Bill$1,874 (2026)
Deeds & MortgagesJun 2026 Mortgage
Mar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNR0778864

Property Details

APN / Parcel Number

Primary APNR0778864
Alternative APNs
  • 07-3966-18-3-20-01-0000
  • 0000698160

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area1,104 sqft Living Area
1st Floor Area1,104 sqft

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 2000
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialMetal
Lot Area10,629 sqft (0.244 acres)
Lot Dimensions142 ft deep x 75 ft wide
Deck Area160 sqft
Shed1 Shed
Shed Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0000698160
Street Address1010 7TH ST W
CityKALISPELL
StateMT
Zip59901-4243
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code3
Legal DescriptionHIGH SCHOOL ADD, S18, T28 N, R21 W, BLOCK 004, LOT 001, L1 & N25 FT OF L2
Legal Range21W
Legal Township28N
Legal Section18
Legal SubdivisionHIGH SCHOOL ADD
Legal Block4
Legal Lot Number1
JurisdictionFLATHEAD MT
Township / Civil DivisionKALISPELL
Census Block Group1
Census Block1010
Census Tract1101

Owner

Source: Flathead County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1010 7TH ST W, KALISPELL, MT 59901-4243
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2026Warranty Deed, Transfer · Conventional Mortgage
CITIZENS ALLIANCE BANK
Mar 31, 2021Warranty Deed, Transfer · FHA Mortgage
BAY EQUITY LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 16, 2026 · Amount on Record
Deed SaleJun 16, 2026 · Amount on Record
Prior SaleMar 31, 2021 · Amount on Record
Deed Document Number202612198
Prior Transfer DateJan 12, 2010
Prior Transfer Doc0000000808
Record UpdatedOct 29, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLATHEAD MT
Recording DateJun 16, 2026
Property Address1010 7TH ST W, KALISPELL, MT 59901-4243
Document Number0000012198
Instrument DateJun 12, 2026
Instrument202612198
Transaction TypeTransfer
Record UpdatedOct 23, 2026
Title CompanyINSURED TITLE, INSURED TITLES

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1010 7TH ST W, KALISPELL, MT 59901-4243

Mortgage

Document Number0000012199,
DateJun 16, 2026
Instrument202612199
Lender
NameCITIZENS ALLIANCE BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLATHEAD MT
Recording DateMar 31, 2021
Property Address1010 7TH ST W, KALISPELL, MT 59901-4243
Document Number202100011060
Instrument DateMar 29, 2021
Instrument202100011060
Transaction TypeTransfer
Record UpdatedAug 10, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1010 7TH ST W, KALISPELL, MT 59901-4243

Mortgage

Document Number202100011061
DateMar 31, 2021
Instrument202100011061
Lender
NameBAY EQUITY LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

TypeName
StateMontana
CountyFlathead County
MunicipalityKalispell City
Secondary School DistrictFlathead High School District (09 - 12)
Elementary School DistrictKalispell Elementary School District (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,874.00 (+8.32%)$360,000 (-)
2025$1,730.00 (-41.85%)$360,000 (+21.13%)$360,000 (+21.13%) Land $95,788 Building $264,212
2023$2,975.00$297,200$297,200 Land $79,748 Building $217,452

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKALISPELL PUBLIC WORKS
serves 25,000 people · EPA ID MT0000259
Water SourceGroundwater
Last State InspectionJun 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Vero Fiber
Fiber
2,500 / 2,500
Spectrum
Cable
1,000 / 1,000
Glacier Broadband
Fixed Wireless
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Bullitt Communications
Fixed Wireless
100 / 50
MontanaSky Networks
Fixed Wireless · Fiber in parts of the area
100 / 20
AT&T
Fixed Wireless
100 / 20

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