St. Joseph County property record for 1010 7th St, Three Rivers, MI 49093
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,012 sqft · built 1900 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $69,900 (Dec 2017) |
| Tax Bill | $1,301 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Oct 2023 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-245-269-00 |
| Primary APN | 051-245-269-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,012 sqft Living Area |
| 1st Floor Area | 712 sqft |
| Basement Area | 712 sqft |
| Unfinished Basement | 712 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Ranch |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Garage Area | 224 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1010 7TH ST |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-1708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LOT 8 BLK 69 VIL OF LOCKPORT CITY OF 3 RIVERS. |
| Legal Subdivision | VIL OF LOCKPORT CITY |
| Legal Block | 69 |
| Legal Lot Number | 8 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | THREE RIVERS |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 40200 |
Source: St. Joseph County records, as of July 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1010 7TH ST, THREE RIVERS, MI 49093-1708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 1, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Oct 23, 2023 | Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage HONOR CU |
| Dec 5, 2017 | Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 5, 2017 · Amount on Record |
| Deed Sale | Dec 5, 2017 · Amount on Record |
| Prior Sale | Sep 1, 2006 · Amount on Record |
| Deed Document Number | 20171896-0048 |
| Deed Book / Page | 1896 / 48 |
| Last Transfer Date | Oct 12, 2023 |
| Transfer Doc | 2023007530 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Jul 1, 2026 |
| Property Address | 1010 7TH ST, THREE RIVERS, MI 49093-1708 |
| Document Number | 0000005332 |
| Instrument Date | Jun 22, 2026 |
| Instrument | 20265332 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1010 7TH ST, THREE RIVERS, MI 49093-1708 |
| Document Number | 0000005332, |
|---|---|
| Date | Jul 1, 2026 |
| Instrument | 20265332 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Oct 23, 2023 |
| Property Address | 1010 7TH ST, THREE RIVERS, MI 49093-1708 |
| Document Number | 2023007530 |
| Map Reference | LB F PG 18 |
| Instrument Date | Oct 12, 2023 |
| Instrument | 2023007530 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1010 7TH ST, THREE RIVERS, MI 49093-1708 |
| Name | Verified Name |
|---|---|
| Address | 1010 7TH ST, THREE RIVERS, MI 49093-1708 |
| Document Number | 2023007531 |
|---|---|
| Date | Oct 23, 2023 |
| Instrument | 2023007531 |
| Name | HONOR CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Nov 1, 2028 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Dec 5, 2017 |
| Property Address | 1010 7TH ST, THREE RIVERS, MI 49093-1708 |
| Document Number | 1896/0048 |
| Book / Page | 1896 / 0048 |
| Map Reference | LB F PG18 |
| Instrument Date | Nov 27, 2017 |
| Instrument | 1896-0048 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2021 |
| Title Company | PATRICK ABSTRACT AND TITLE, PATRICK ABSTRACT & TITLE OFF |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $602.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12025 ORCHARD PL, 12025, FORT WAYNE, IN 46845-6909 |
| Name | Verified Name |
|---|---|
| Address | 106 N PAW PAW ST, LAWRENCE, MI 49064-9334 |
| Document Number | 18960050 |
|---|---|
| Date | Dec 5, 2017 |
| Instrument | 1896-0050 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2047 |
Source: St. Joseph County assessment roll, as of July 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| Municipality | Three Rivers City |
| Unified School District | Three Rivers Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $50,100 (-1.96%) Land $2,900 Building $47,200 | $100,200 (-1.96%) Land $5,800 Building $94,400 | |
| 2025 | $1,301.00 (+13.33%) Homeowner's exemption | $51,100 (+39.62%) Land $2,800 Building $48,300 | $102,200 (+39.62%) Land $5,600 Building $96,600 |
| 2023 | $36,600 Land $2,300 Building $34,300 | $73,200 Land $4,600 Building $68,600 | |
| 2022 | $1,148.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 46 (1982–2018) |
| Claims Outside the SFHA | 2 of 46 |
| Most Recent Claim | Feb 2018 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THREE RIVERS serves 7,905 people · EPA ID MI0006610 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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