1010 42nd St, Des Moines, IA 50311 Property Records

Polk County property record for 1010 42nd St, Des Moines, IA 50311

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,598 sqft · built 1911
Lot Size	0.249 acres (10,850 sqft)
Owner	2 Individual Names on File
Last Sale	$84,000 (May 1995)
Tax Bill	$6,192 (2024)
Deeds & Mortgages	Jun 2026 Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7825-01-229-019`

Property Details

APN / Parcel Number

Primary APN	`7825-01-229-019`
Alternative APN	`090/03429-000-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,598 sqft Living Area
Gross Area	2,148 sqft
1st Floor Area	848 sqft
Upper Floors Area	750 sqft
Basement Area	750 sqft
Finished Basement	200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1911
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Foundation Type	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,850 sqft (0.249 acres)
Lot Dimensions	175 ft deep x 62 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	392 sqft
Patio Area	192 sqft
Shed	1 Shed
Shed Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	1010 42ND ST
City	DES MOINES
State	IA
Zip	50311-3504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 31 KENMORE REPLAT
Legal Range	25W
Legal Township	78N
Legal Section	1
Legal Subdivision	KENMORE REPLAT
Legal Lot Number	31
Jurisdiction	POLK IA
Township / Civil Division	DES MOINES
Census Block Group	1
Census Block	1011
Census Tract	3001

Owner

1010 42nd St is owned and occupied by two individuals who bought it in May 1995.

Source: Polk County records, as of October 15, 2025

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	1010 42ND ST, DES MOINES, IA 50311-3504
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 11, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Sep 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Oct 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 1995 · Amount on File
Deed Sale	May 5, 1995 · Amount on File
Deed Document Number	0007193517
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Recording Date	Jun 17, 2026
Property Address	1010 42ND ST, DES MOINES, IA 50311-3504
Document Number	0000036559
Book / Page	20560 / 381
Instrument Date	Jun 12, 2026
Instrument	202636559
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 42ND ST, DES MOINES, IA 50311-3504
Investor	Possibly a Property Investor

Mortgage

Document Number	0000036559,
Date	Jun 17, 2026
Book Page	20560/381
Instrument	202636559

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1010 42ND ST, DES MOINES, IA 50311-3504
Document Number	0000006422
Instrument Date	Jul 11, 2020
Transaction Type	Mortgage
Record Updated	Aug 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1010 42ND ST DES MOINES IA 503113504, DES MOINES, IA 50311-3504

Mortgage

Document Number	0000006422
Date	Jul 17, 2020
Book Page	017953/000105
Instrument	6422

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	324 Months
Due	Jul 16, 2047

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1010 42ND ST, DES MOINES, IA 50311-3504
Document Number	0000028753
Instrument Date	Sep 23, 2019
Transaction Type	Mortgage
Record Updated	Dec 2, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1010 42ND ST DES MOINES IA 503113504, DES MOINES, IA 50311-3504

Mortgage

Document Number	0000028753
Date	Sep 30, 2019
Book Page	017518/000085
Instrument	28753

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 29, 2049

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1010 42ND ST, DES MOINES, IA 50311-3504
Document Number	0000030398
Book / Page	016678 / 000658
Instrument Date	Oct 2, 2017
Transaction Type	Mortgage
Record Updated	Oct 17, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1010 42ND ST DES MOINES IA 503113504, DES MOINES, IA 50311-3504

Mortgage

Document Number	0000030398
Date	Oct 10, 2017
Book Page	016678/000658
Instrument	30398

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 9, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$347,400 Land $71,300 Building $276,100	$347,400 Land $71,300 Building $276,100
2024	$6,192.00
2023		$318,700 Land $65,100 Building $253,600	$318,700 Land $65,100 Building $253,600
2020	$6,002.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1010 42nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1010 42nd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink.

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