Delta County property record for 1010 3rd St, Paonia, CO 81428
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,728 sqft · built 1908 |
| Lot Size | 0.136 acres (5,924 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $180,000 (May 2017) |
| Tax Bill | $1,711 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Jul 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R008480 |
| Primary APN | R008480 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,728 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1908 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Multi-Level |
| Exterior Material | Siding |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,924 sqft (0.136 acres) |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Coal |
| Account Number | R008480 |
|---|---|
| Street Address | 1010 3RD ST |
| City | PAONIA |
| State | CO |
| Zip | 81428-8438 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1010 3RD ST PAONIA 81428 S: 5 T: 14S R: 91W SUBDIVISION: HAWKINS/MOLLER PA BLOCK: 3 LOT: 36 AND:- LOT: 37 TOTA; 0.143 AC+- (50X125) LOTS 36 & 37 BLK 3 HAWKINS/MOLLER ADD. SEC 5 T14S R91W 6PM BK 404 PG 157 (R-320890) BK 485 PG 44 (R-387608) BK 711 PG |
| Legal Subdivision | HAWKINS/MOLLER PA |
| Legal Block | 3 |
| Legal Lot Number | 36 |
| Jurisdiction | DELTA CO |
| Township / Civil Division | PAONIA |
| Census Block Group | 2 |
| Census Block | 2059 |
| Census Tract | 964600 |
1010 3rd St is owned and occupied by two individuals who bought it in May 2017.
Source: Delta County records, as of May 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1010 3RD ST, PAONIA, CO 81428-8438 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jul 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Apr 16, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| May 23, 2017 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 23, 2017 · Amount on File |
| Deed Sale | May 23, 2017 · Amount on File |
| Prior Sale | Oct 3, 2005 · Amount on File |
| Deed Document Number | 2017695421 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 1010 3RD ST, PAONIA, CO 81428-8438 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 726467 |
|---|---|
| Date | Feb 22, 2021 |
| Instrument | 726467 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 325 Months |
| Due | Mar 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 1010 3RD ST, PAONIA, CO 81428-8438 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 720123 |
|---|---|
| Date | Jul 10, 2020 |
| Instrument | 720123 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 1010 3RD ST, PAONIA, CO 81428-8438 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2019 |
| Title Company | TITLE SOURCE |
| Name | Verified Name |
|---|
| Document Number | 710165 |
|---|---|
| Date | Apr 16, 2019 |
| Instrument | 710165 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | May 23, 2017 |
| Property Address | 1010 3RD ST, PAONIA, CO 81428-8438 |
| Document Number | 0000695421 |
| Instrument Date | May 22, 2017 |
| Instrument | 695421 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $18.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1010 3RD ST, PAONIA, CO 81428-8438 |
| Investor | Possibly a Property Investor |
| Document Number | 0000695422 |
|---|---|
| Date | May 23, 2017 |
| Instrument | 695422 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2047 |
The 2025 property tax bill for 1010 3rd St was $1,711, up 35.7% from the year before.
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Municipality | Paonia Town |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,711.00 (+35.69%) | $22,884 (+33.03%) Land $6,625 Building $16,259 | $366,148 Land $106,000 Building $260,148 |
| 2024 | $1,261.00 (+4.47%) | $17,202 (-) Land $3,311 Building $13,891 | |
| 2023 | $1,207.00 (-8.14%) | $17,202 (-5.39%) Land $3,311 Building $13,891 | $256,741 (-1.86%) Land $49,414 Building $207,327 |
| 2022 | $1,314.00 | $18,182 Land $2,433 Building $15,749 | $261,610 Land $35,000 Building $226,610 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1010 3rd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1010 3rd St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 81% of Colorado |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST PAONIA DOMESTIC WATER COMPANY serves 57 people · EPA ID CO0115838 |
|---|---|
| Water Source | Purchased surface water from TOWN OF PAONIA |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Jun 2019 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Delta County Tele-Comm Fiber · DSL | 6,000 / 6,000 |
| Elevate Internet Fiber | 6,000 / 6,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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