1010 3rd St, Gibbon, NE 68840 Property Records

Buffalo County property record for 1010 3rd St, Gibbon, NE 68840

Property Summary

Property Type	Single Family Home
Details	1,210 sqft · built 2015
Lot Size	0.272 acres (11,864 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Apr 2025)
Tax Bill	$3,883 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Apr 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`64054710721861`

Property Details

APN / Parcel Number

Primary APN	`64054710721861`
Alternative APNs	`3543-13-3-06150-000-0008` `640547107`

Interior

Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,210 sqft Total Area
1st Floor Area	1,210 sqft
Basement Area	1,210 sqft
Unfinished Basement	1,210 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	11,864 sqft (0.272 acres)
Lot Dimensions	11,863 ft deep x 1 ft wide
Garage Type	Mixed
Garage Area	1,008 sqft
Driveway	Concrete Driveway
Parking Spaces	4 Parking Spaces
Patio Area	144 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	64054710721861
Street Address	1010 3RD ST
City	GIBBON
State	NE
Zip	68840-6180
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	1936 ADD GIB LOT 8
Legal Subdivision	1936 ADD
Legal Lot Number	8
Jurisdiction	BUFFALO NE
Township / Civil Division	23
Census Block Group	4
Census Block	4054
Census Tract	969100

Owner

Source: Buffalo County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1010 3RD ST, GIBBON, NE 68840-6180
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIVE POINTS BANK
Apr 11, 2025	Personal Representative Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING
Mar 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2025 · Amount on File
Deed Sale	Apr 11, 2025 · Amount on File
Prior Sale	Dec 13, 2019 · Amount on File
Deed Document Number	20251611
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	1010 3RD ST, GIBBON, NE 68840-6180
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201906921
Date	Dec 13, 2019
Instrument	2019-06921

Lender

Name	FIVE POINTS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2050

Interest

Rate Type	Fixed Rate

April 2025: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	BUFFALO NE
Recording Date	Apr 11, 2025
Property Address	1010 3RD ST, GIBBON, NE 68840-6180
Document Number	0202501611
Instrument Date	Apr 10, 2025
Instrument	2025-01611
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	CENTRAL NEBRASKA TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202501612
Date	Apr 11, 2025
Instrument	2025-01612

Lender

Name	NEW AMERICAN FUNDING
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	May 1, 2050

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	1010 3RD ST, GIBBON, NE 68840-6180
Transaction Type	Mortgage
Record Updated	Jun 13, 2023
Title Company	VINTAGE TITLE LLC, VINTAGE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201701435
Date	Mar 16, 2017
Instrument	2017-01435

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Buffalo County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Buffalo County
Municipality	Gibbon City
Unified School District	Gibbon Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$243,880 (+1.14%) Land $14,380 Building $229,500	$243,880 (+1.14%) Land $14,380 Building $229,500
2025	$3,883.00 (-10.53%)	$241,120 (+10.23%) Land $14,380 Building $226,740	$241,120 (+10.23%) Land $14,380 Building $226,740
2023	$4,340.00	$218,735 Land $14,380 Building $204,355	$218,735 Land $14,380 Building $204,355

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 24, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2019)
Most Recent Claim	Jul 2019 · Severe Winter Storm, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GIBBON serves 1,878 people · EPA ID NE3101907
Water Source	Groundwater
Last State Inspection	May 2023
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NCTC Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Viaero Wireless.

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