1010 39th St E, Palmetto, FL 34221 Property Records

Manatee County property record for 1010 39th St E, Palmetto, FL 34221 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,218 sqft · built 1985
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Sep 2017)
Tax Bill	$4,187 (2024)
Deeds & Mortgages	Sep 2025 Second Mortgage Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22739-1000-6`

Property Details

APN / Parcel Number

Primary APN	`22739-1000-6`
Alternative APN	`3417012273910006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,218 sqft Living Area
Gross Area	2,686 sqft
1st Floor Area	2,218 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2001
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	28 sqft
Patio Area	1,072 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	1010 39TH ST E
City	PALMETTO
State	FL
Zip	34221-2241
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 139 FT OF ALL THAT PART OF E1/2 OF SW1/4 OF NE1/4 OF SEC 1LY W OF C/L OF TAMPA GAP DRAIN, LESS W 30 FT THEREOF FOR RDPURPOSES DESC OR 970/1808; TOG WITH EASMNT
Legal Range	17E
Legal Township	34S
Legal Section	01
Legal Subdivision	ACREAGE
Jurisdiction	MANATEE FL
Township / Civil Division	PALMETTO
Census Block Group	2
Census Block	2002
Census Tract	1501

Owner

Source: Manatee County records · APN 22739-1000-6

Assessment roll updated August 25, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1010 39TH ST E, PALMETTO, FL 34221-2241
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERISAVE MORTGAGE CORP
Oct 25, 2021	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Sep 29, 2017	Warranty Deed, Transfer · Conventional with PMI HARBOR CMNTY BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 29, 2017 · Amount on Record
Deed Sale	Sep 29, 2017 · Amount on Record
Prior Sale	Mar 07, 2011 · Amount on Record
Deed Document Number	201792154
Prior Transfer Date	Feb 28, 2011
Prior Transfer Doc	0023716431
Record Updated	Jun 08, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	1010 39TH ST E, PALMETTO, FL 34221-2241
Transaction Type	Mortgage
Record Updated	Oct 14, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 39TH ST E, PALMETTO, FL 34221-2241

Mortgage

Document Number	0041116409
Date	Sep 22, 2025
Instrument	202541116409

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30342

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Aug 01, 2035

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Oct 25, 2021
Property Address	1010 39TH ST E, PALMETTO, FL 34221-2241
Document Number	0041141213
Instrument Date	Oct 22, 2021
Instrument	202141141213
Transaction Type	Transfer
Record Updated	Feb 02, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,536.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1816, PALMETTO, FL 34220-1816

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 39TH ST E, PALMETTO, FL 34221-2241

Mortgage

Document Number	0041141214
Date	Oct 25, 2021
Instrument	202141141214

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Sep 29, 2017
Property Address	1010 39TH ST E, PALMETTO, FL 34221-2241
Document Number	0026943849
Book / Page	002694 / 003849
Instrument Date	Sep 28, 2017
Instrument	41092154
Transaction Type	Transfer
Record Updated	Oct 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1010 39TH ST E PALMETTO FL 342212241, PALMETTO, FL 34221-2241

Mortgage

Document Number	26943852
Date	Sep 29, 2017
Book Page	002694/003852
Instrument	41092155

Lender

Name	HARBOR CMNTY BK
Type	Bank
Address	FORT PIERCE, FL 34982

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 28, 2047

Tax Assessment & Valuation

Source: Manatee County records · Assessment roll updated August 25, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$323,701 (+5.99%)	$399,164 (-3.19%) Land $68,000 Building $331,164
2024	$4,187.00 (+7.63%)
2023	$3,890.00 (-16.02%) Homeowner's exemption	$305,416 (-4.39%)	$412,312 (+29.08%) Land $68,000 Building $344,312
2022	$4,632.00	$319,424 Land $18,700 Building $300,724	$319,424 Land $18,700 Building $300,724

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Manatee County (12081C), updated September 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120810015012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 16% of Florida
Wildfire Likelihood	About 1 in 877 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 86 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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