Middlesex County and Lowell City property record for 101 Winthrop Ave, Lowell, MA 01851
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,432 sqft · built 1940 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $144,000 (Jul 2000) |
| Tax Bill | $5,347 (2026) |
| Deeds & Mortgages | Jul 2020 Mortgage Jun 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | M19970 |
| Primary APN | M19970 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,432 sqft Living Area |
| Gross Area | 2,630 sqft |
| 1st Floor Area | 962 sqft |
| Basement Area | 784 sqft |
| Unfinished Basement | 784 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,792 sqft (0.11 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | M19970 |
|---|---|
| Street Address | 101 WINTHROP AVE |
| City | LOWELL |
| State | MA |
| Zip | 01851-4112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TSF |
| Legal Block | 6455 |
| Legal Lot Number | 101 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 311700 |
101 Winthrop Ave is owned and occupied by two individuals who bought it in July 2000.
Source: Middlesex County and Lowell City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 101 WINTHROP AVE, LOWELL, MA 01851-4112 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 16, 2020 | Deed of Trust, Mortgage · Balloon Mortgage METRO CU |
| Jun 27, 2017 | Deed of Trust, Mortgage · Line of Credit METRO CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2000 · Amount on File |
| Deed Sale | Jul 31, 2000 · Amount on File |
| Prior Sale | Aug 28, 1997 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 101 WINTHROP AVE, LOWELL, MA 01851-4112 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 34365-134 |
|---|---|
| Date | Jul 16, 2020 |
| Book Page | 34365/134 |
| Instrument | 31983 |
| Name | METRO CU |
|---|---|
| Type | Credit Union |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Aug 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 101 WINTHROP AVE, LOWELL, MA 01851-4112 |
| Document Number | 31244-233 |
| Book / Page | 031244 / 000233 |
| Instrument Date | Jun 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2017 |
| Name | Verified Name |
|---|
| Document Number | 31244-233 |
|---|---|
| Date | Jun 29, 2017 |
| Book Page | 031244/000233 |
| Instrument | 27389 |
| Name | METRO CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 28, 2037 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 101 Winthrop Ave was $5,347, up 6.2% from the year before.
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,347.00 (+6.15%) | $471,100 (+7.36%) Land $192,300 Building $278,800 | $492,257 (+15.66%) |
| 2025 | $5,037.00 (+5.16%) | $438,800 (+9.1%) Land $179,800 Building $259,000 | $425,600 (+0.61%) |
| 2024 | $4,790.00 (+8.44%) | $402,200 (+13.1%) Land $168,000 Building $234,200 | $423,035 |
| 2023 | $4,417.00 | $355,600 Land $146,100 Building $209,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 101 Winthrop Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 101 Winthrop Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 1,002 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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