TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
101 WINTERBROOKE CT, SAINT CHARLES, MO 63304-7697
Mortgage
Document Number
0000034428
Date
Aug 23, 2024
Instrument
2024R-034428
Lender
Name
FIRST COMMUNITY CU
Type
Credit Union
Address
CHESTERFIELD, MO 63005
Agreement
Type
Line of Credit
Amount
Amount on Record
Term
180 Months
Due
Aug 1, 2039
Interest
Rate Type
Adjustable Rate
Change Frequency
Monthly
May 2026: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
ST CHARLES MO
Recording Date
May 13, 2026
Property Address
101 WINTERBROOKE CT, SAINT CHARLES, MO 63304-7697
Document Number
0000022490
Instrument Date
May 8, 2026
Instrument
202622490
Transaction Type
Transfer
Record Updated
Aug 6, 2026
Title Company
NONE LISTED ON DOCUMENT
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Verified / From Affidavit
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Life Tenant
Address
101 WINTERBROOKE CT, SAINT CHARLES, MO 63304-7697
Mortgage
Document Number
0000022491,
Date
May 13, 2026
Instrument
202622491
Lender
Name
ENVOY MORTGAGE
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Jun 1, 2056
Interest
Rate Type
Fixed Rate
Rate
6.46%
Initial Type
Fixed Rate
Max Rate
-1%
February 2024: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
ST CHARLES MO
Recording Date
Feb 27, 2024
Property Address
101 WINTERBROOKE CT, SAINT CHARLES, MO 63304-7697
Document Number
0000007351
Map Reference
MB 50 PG 199
Instrument Date
Feb 22, 2024
Instrument
2024R-007351
Transaction Type
Transfer
Record Updated
Mar 11, 2024
Title Company
INVESTORS TITLE COMPANY
Transaction
Tax
$0.00
Amount Accuracy
No Consideration Stated
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
212 BLUEGRASS PASTURE CT, WENTZVILLE, MO 63385-3435
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
101 WINTERBROOKE CT, COTTLEVILLE, MO 63304-7697
Mortgage
Document Number
0000007352
Date
Feb 27, 2024
Instrument
2024R-007352
Lender
Name
FLAT BRANCH HOME LOANS INC
Type
Mortgage Company
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Mar 1, 2054
April 2020: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
ST CHARLES MO
Property Address
101 WINTERBROOKE CT, SAINT CHARLES, MO 63304-7697
Document Number
0072691851
Instrument Date
Apr 9, 2020
Transaction Type
Mortgage
Record Updated
Jul 7, 2020
Title Company
NATIONWIDE TITLE CLEARING INC
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
101 WINTERBROOKE CT ST CHARLES MO 633047697, ST CHARLES, MO 63304-7697
Mortgage
Document Number
0072691851
Date
Apr 14, 2020
Book Page
007269/001851
Instrument
230670
Lender
Name
TOGETHER CU
Address
SAINT LOUIS, MO 63118
Agreement
Amount
Amount on Record
Term
360 Months
Due
Apr 13, 2050
Interest
Rate Type
Adjustable Rate
Rate
2.75%
December 2019: Warranty Deed, Subdivision Related Transfer
Document Type
Warranty Deed
Jurisdiction
ST CHARLES MO
Recording Date
Dec 13, 2019
Property Address
101 WINTERBROOKE CT, SAINT CHARLES, MO 63304-7697
Document Number
0071990331
Book / Page
007199 / 000331
Instrument Date
Dec 13, 2019
Instrument
719500
Transaction Type
Subdivision Related Transfer
Record Updated
Jan 31, 2020
Title Company
NATIONWIDE TITLE CLEARING INC
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Husband and Wife
Address
101 WINTERBROOKE CT ST CHARLES MO 633047697, ST CHARLES, MO 63304-7697
Mortgage
Document Number
71990333
Date
Dec 13, 2019
Book Page
007199/000333
Instrument
719510
Lender
Name
ANHEUSER BUSCH EMPS CU
Type
Credit Union
Address
SAINT LOUIS, MO 63118
Agreement
Amount
Amount on Record
Term
360 Months
Due
Dec 12, 2049
Interest
Rate Type
Adjustable Rate
Rate
3.13%
March 2019: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
ST CHARLES MO
Recording Date
Mar 26, 2019
Property Address
101 WINTERBROOKE CT, SAINT CHARLES, MO 63304-7697
Document Number
0070501715
Book / Page
007050 / 001715
Instrument Date
Mar 22, 2019
Instrument
131930
Transaction Type
Transfer
Record Updated
Aug 14, 2019
Title Company
OTHER
Transaction
Amount
Amount on Record
Tax
$0.00
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Company
Address
2299 TECHNOLOGY DR #150 O FALLON MO 633687343, 150, O FALLON, MO 63368-7343
Tax Assessment & Valuation
The 2025 property tax bill for 101 Winterbrooke Ct was $7,163, up 10.8% from the year before.
Source: St. Charles County assessment roll, as of August 7, 2026
Property Jurisdictions
Type
Name
State
Missouri
Municipality
Cottleville City
County
St. Charles County
Unified School District
Fort Zumwalt R-II School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$116,549 (-)
$613,414 (-)Land $100,000Building $513,414
2025
$7,163.00 (+10.85%)
$116,549
$613,414Land $100,000Building $513,414
2024
$6,462.00
2023
$104,195
2022
$548,396Land $70,000Building $478,396
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 101 Winterbrooke Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Nearest Special Flood Hazard Area
Zone AE, within 100 ft
Flood Insurance Requirement
Not required lenders may require it
Community Rating System
Class 6 (20% premium discount)
Nearby Flood Policies
1 in force
Nearby Flood Claims
1 (2019)
Most Recent Claim
May 2019 · Severe Storms, Tornadoes, And Flooding
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 101 Winterbrooke Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood
Under 0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source
Purchased surface water from ST LOUIS CITY PWS
Last State Inspection
Aug 2023
Also Mapped Here
MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead
2 ppb (2026) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
1 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
i3 Broadband Fiber
8,000 / 8,000
Spectrum Cable
1,000 / 1,000
Wisper ISP Fixed Wireless
400 / 30
May also be available: AT&T, Brightspeed, Verizon.