101 Winterberry Ln, Westminster, MD 21157 Property Records

Carroll County property record for 101 Winterberry Ln, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,296 sqft · built 1985
Lot Size	1.07 acres (46,914 sqft)
Owner	2 Individual Names on File
Last Sale	$435,000 (Mar 2021)
Tax Bill	$4,788 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-026564`

Property Details

APN / Parcel Number

Primary APN	`08-026564`
Alternative APNs	`8026564` `026564`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,296 sqft Total Area
Basement Area	889 sqft
Finished Basement	889 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	46,914 sqft (1.07 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Deck Area	576 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	026564
Street Address	101 WINTERBERRY LN
City	WESTMINSTER
State	MD
Zip	21157-6639
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-400
Legal Description	LT 31- 1.0771 ACS 101 WINTERBERRY LN 18-11 WINTERBERRY SEC OF ASPEN
Legal Subdivision	ASPEN RUN WINTERBERRY SEC
Legal Lot Number	31
Jurisdiction	CARROLL MD
Township / Civil Division	8, HAMPSTEAD
Census Block Group	2
Census Block	2010
Census Tract	508200

Owner

101 Winterberry Ln is owned and occupied by two individuals who bought it in March 2021.

Source: Carroll County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	101 WINTERBERRY LN, WESTMINSTER, MD 21157-6639
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 2, 2021	Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
Mar 2, 2021	Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2021 · Amount on File
Deed Sale	Mar 2, 2021 · Amount on File
Prior Sale	Mar 2, 2021 · Amount on File
Deed Book / Page	10135 / 500
Prior Transfer Date	Apr 19, 2016
Prior Transfer Doc	0082990382
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Recording Date	Aug 19, 2026
Property Address	101 WINTERBERRY LN, WESTMINSTER, MD 21157-6639
Document Number	1184000081
Book / Page	11842 / 81
Instrument Date	Aug 18, 2026
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	ROCKET TITLE, ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 WINTERBERRY LN, WESTMINSTER, MD 21157-6639

Mortgage

Document Number	1184000081,
Date	Aug 19, 2026
Book Page	11842/81

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Mar 2, 2021
Property Address	101 WINTERBERRY LN, WESTMINSTER, MD 21157-6639
Document Number	0101350489
Book / Page	10135 / 489
Map Reference	MB 18 FO 11
Instrument Date	Feb 2, 2021
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	101 WINTERBERRY LN, WESTMINSTER, MD 21157-6639

Mortgage

Document Number	0010135495
Date	Mar 2, 2021
Instrument	10135/495

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 1, 2051

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Mar 2, 2021
Property Address	101 WINTERBERRY LN, WESTMINSTER, MD 21157-6639
Document Number	0101350500
Book / Page	10135 / 500
Map Reference	MB 18 FO 11
Instrument Date	Feb 2, 2021
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	101 WINTERBERRY LN, WESTMINSTER, MD 21157-6639

Mortgage

Document Number	0010135506
Date	Mar 2, 2021
Instrument	10135/506

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 101 Winterberry Ln was $4,788 with a homeowner's exemption, up 4.9% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,788.00 (+4.91%) Homeowner's exemption	$472,767 (+4.78%)	$515,900 (+14.34%) Land $200,700 Building $315,200
2025	$4,564.00 Homeowner's exemption	$451,200 Land $145,700 Building $305,500	$451,200 Land $145,700 Building $305,500
2023	$4,281.00	$378,867	$451,200 Land $145,700 Building $305,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 101 Winterberry Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2005 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 Winterberry Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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