Henderson County property record for 101 Windfall Cir, Gerton, NC 28735
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,328 sqft · built 1993 |
| Lot Size | 0.76 acres (33,106 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $269,000 (Nov 2016) |
| Tax Bill | $2,003 (2025) |
| Deeds & Mortgages | May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10060445004555 |
| Primary APN | 10060445004555 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,328 sqft Heated Area |
| 1st Floor Area | 1,552 sqft |
| Basement Area | 776 sqft |
| Finished Basement | 776 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 33,106 sqft (0.76 acres) |
| Porch | Patio |
|---|---|
| Porch Area | 428 sqft |
| Deck Area | 166 sqft |
| Patio Area | 190 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 9949848 |
|---|---|
| Street Address | 101 WINDFALL CIR |
| City | GERTON |
| State | NC |
| Zip | 28735-0089 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 9949848~R3 |
| Legal Description | #04,05 CHESTNUT HILLS PLA-249A |
| Legal Subdivision | CHESTNUT HILLS |
| Legal Block | 45 |
| Legal Lot Number | 45 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | EDNEYVILLE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 930100 |
Source: Henderson County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 101 WINDFALL CIR, GERTON, NC 28735-0089 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 29, 2016 · Amount on Record |
| Deed Sale | Nov 29, 2016 · Amount on Record |
| Deed Book / Page | 1688 / 432 |
| Last Transfer Date | Apr 27, 2021 |
| Transfer Doc | 0000951749 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 101 WINDFALL CIR, GERTON, NC 28735-0089 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0039080107 |
|---|---|
| Date | May 4, 2022 |
| Book Page | 3908/107 |
| Instrument | 978989 |
| Name | BEVERLY-HANKS MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ASHEVILLE, NC 28803 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $430,000 (+11.86%) Land $80,000 Building $350,000 | ||
| 2025 | $2,003.00 | ||
| 2023 | $384,400 Land $80,000 Building $304,400 | $430,000 Land $80,000 Building $350,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 12 (1978–2024) |
| Claims Outside the SFHA | 6 of 12 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G and 4G LTE (outdoors only)
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