101 Winchester Ave, Monroe, NC 28110 Property Records

Union County property record for 101 Winchester Ave, Monroe, NC 28110

Property Summary

Property Type	Office Building
Details	4,240 sqft · built 1974
Lot Size	0.294 acres (12,807 sqft)
Owner	Company Name on Record
Last Sale	$375,000 (Oct 2024)
Tax Bill	$1,552 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Oct 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-229-017`

Property Details

APN / Parcel Number

Primary APN	`09-229-017`

Interior

Stories	1 Story
Building Area	4,240 sqft Total Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	12,807 sqft (0.294 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	101 WINCHESTER AVE
City	MONROE
State	NC
Zip	28110-3160
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	GB MONROE
Legal Description	WINCHESTER AVE
Legal Subdivision	J H BENTON SUBDIVISION
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1041
Census Tract	20406

Owner

Source: Union County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	10639 KILKENNY DR, MATTHEWS, NC 28105-0030
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2022	Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK
Oct 27, 2020	Deed of Trust, Mortgage · Line of Credit AMERICAN BK/CAROLINAS
Jul 19, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF THE OZARKS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2024 · Amount on Record
Deed Sale	Oct 24, 2024 · Amount on Record
Prior Sale	Aug 4, 2006 · Amount on Record
Deed Document Number	202425576
Deed Book / Page	9000 / 378
Prior Transfer Date	Apr 7, 2004
Prior Transfer Doc	0000014383
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	101 WINCHESTER AVE, MONROE, NC 28110-3160
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6405 MITCHELL HOLLOW RD, CHARLOTTE, NC 28277-4548

Mortgage

Document Number	0008453708
Date	Apr 14, 2022
Book Page	8453/708
Instrument	13946

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	CHARLOTTE, NC 28210

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	101 WINCHESTER AVE, MONROE, NC 28110-3160
Document Number	7863453
Instrument Date	Oct 27, 2020
Transaction Type	Mortgage
Record Updated	Dec 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6405 MITCHELL HOLLOW RD CHARLOTTE NC 282774548, CHARLOTTE, NC 28277-4548

Mortgage

Document Number	7863453
Date	Oct 28, 2020
Book Page	007863/000453
Instrument	43954

Lender

Name	AMERICAN BK/CAROLINAS
Address	MONROE, NC 28110

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	101 WINCHESTER AVE, MONROE, NC 28110-3160
Document Number	6975614
Instrument Date	Jul 19, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6405 MITCHELL HOLLOW RD MONROE NC 28110, MONROE, NC 28110

Mortgage

Document Number	6975614
Date	Jul 19, 2017
Book Page	006975/000614
Instrument	20491

Lender

Name	BANK OF THE OZARKS
Type	Bank
Address	LINCOLNTON, NC 28092

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,552.00 (-6.45%)	$177,600 (+16.69%) Land $29,300 Building $148,300	$177,600 (+16.69%) Land $29,300 Building $148,300
2023	$1,659.00	$152,200 Land $4,700 Building $147,500	$152,200 Land $4,700 Building $147,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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