101 Whiting St, Winsted, CT 06098 Property Records

Winchester Town property record for 101 Whiting St, Winsted, CT 06098

Property Summary

Property Type	Apartment House (2-4 Units)
Details	4 bd · 2 ba · 38,896 sqft · built 1887
Lot Size	0.96 acres (41,818 sqft)
Owner	Company Name on Record
Last Sale	$4,000,000 (Mar 2024)
Tax Bill	$50,082 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2024 Sale & Construction Loan
APN	`WINC M:111 B:080 L:010`

Property Details

APN / Parcel Number

Primary APN	`WINC M:111 B:080 L:010`
Alternative APNs	`WSTR M:111 B:080 L:010` `3133`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Units	39 Units
Stories	4 Stories
Building Area	38,896 sqft Living Area
1st Floor Area	10,032 sqft
Elevator	Elevator

Exterior

Year Built	Built 1887
Effective Year Built	Effective 1887
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	41,818 sqft (0.96 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	3133
Street Address	101 WHITING ST
City	WINSTED
State	CT
Zip	06098-1865
Property Category	Commercial
Property Type	Residential > Multi-Unit > Apartment House (2-4 Units)
Local Zoning Code	IB-1
Legal Block	80
Legal Lot Number	10
Jurisdiction	WINCHESTER CT
Township / Civil Division	WINCHESTER
Census Block Group	2
Census Block	2017
Census Tract	320102

Owner

Source: Winchester Town records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	101 WHITING ST, WINSTED, CT 06098-1865
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Deed of Trust SUFFOLK FEDERAL CREDIT UNION
Mar 19, 2024	Warranty Deed, Construction Loan · Construction Mortgage NBT BANK NATIONAL ASSOCIATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2024 · Amount on Record
Deed Sale	Mar 19, 2024 · Amount on Record
Prior Sale	Nov 5, 2009 · Amount on Record
Deed Document Number	202420240-00000448
Deed Book / Page	482 / 208
Prior Transfer Date	Feb 28, 2024
Prior Transfer Doc	000482-208
Record Updated	Sep 20, 2026

April 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	WINCHESTER CT
Recording Date	Apr 28, 2026
Property Address	101 WHITING ST, WINSTED, CT 06098-1865
Document Number	000496-812
Book / Page	496 / 812
Instrument Date	Apr 1, 2026
Instrument	2026768
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000768,
Date	Apr 28, 2026
Book Page	496/812
Instrument	2026768

Lender

Name	SUFFOLK FEDERAL CREDIT UNION

Agreement

Amount	Amount Recorded

Interest

Rate	6%
Max Rate	-1%

March 2024: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	WINCHESTER CT
Recording Date	Mar 19, 2024
Property Address	101 WHITING ST, WINSTED, CT 06098-1865
Document Number	000482-208
Book / Page	482 / 208
Instrument Date	Feb 28, 2024
Instrument	20240-00000448
Transaction Type	Construction Loan
Record Updated	Apr 24, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1384560009
Date	Mar 19, 2024
Instrument	1384560009

Lender

Name	NBT BANK NATIONAL ASSOCIATION
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Winchester Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Winchester Town
Unified School District	Winchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$50,082.00	$1,716,890 (-) Land $70,350 Building $1,646,540	$1,201,823 Land $49,245 Building $1,152,578
2024	$50,082.00 (+10.53%)
2023	$45,309.00 (-2.55%)	$1,716,890 (+23.85%) Land $70,350 Building $1,646,540
2022	$46,493.00	$1,386,210 Land $24,850 Building $1,361,360

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINSTED WATER WORKS serves 7,784 people · EPA ID CT1620011
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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