101 White Cap Cir, Alabaster, AL 35007 Property Records

Shelby County property record for 101 White Cap Cir, Alabaster, AL 35007

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,375 sqft · built 1976
Lot Size	0.539 acres (23,496 sqft)
Owner	Individual Name on File
Last Sale	$309,000 (Feb 2023)
Tax Bill	$1,722 (2026)
Deeds & Mortgages	Nov 2025 Mortgage Feb 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`137263001026000`

Property Details

APN / Parcel Number

Primary APN	`137263001026000`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,375 sqft Heated Area
1st Floor Area	1,837 sqft
Basement Area	702 sqft
Finished Basement	768 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2009
Exterior Material	Wood
Foundation Type	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	23,496 sqft (0.539 acres)
Lot Dimensions	187 ft deep x 125 ft wide
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	101 WHITE CAP CIR
City	ALABASTER
State	AL
Zip	35007-3029
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC/TWNSHP/RAN 26 20S 03W NBRHD: 02 PORTSOUTH R-2
Legal Range	03W
Legal Township	20S
Legal Section	26
Legal Subdivision	PORTSOUTH 1ST SECTOR
Legal Lot Number	29
Jurisdiction	SHELBY AL
Township / Civil Division	ALABASTER-HELENA
Census Block Group	1
Census Block	1010
Census Tract	30340

Owner

101 White Cap Cir is owned and occupied by an individual who bought it in February 2023.

Source: Shelby County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	101 WHITE CAP CIR, ALABASTER, AL 35007-3029
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2025	Deed of Trust, Mortgage · Conventional Mortgage MAGNOLIA BANK
Feb 15, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 21, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2023 · Amount on File
Deed Sale	Feb 15, 2023 · Amount on File
Prior Sale	Mar 21, 2022 · Amount on File
Deed Document Number	202340070
Prior Transfer Date	Nov 2, 2021
Prior Transfer Doc	0000040070
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	101 WHITE CAP CIR, ALABASTER, AL 35007-3029
Transaction Type	Mortgage
Record Updated	Dec 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 WHITE CAP CIR, ALABASTER, AL 35007-3029

Mortgage

Document Number	0000356140
Date	Nov 20, 2025
Instrument	20251120000356140

Lender

Name	MAGNOLIA BANK
Type	Bank
Address	HODGENVILLE, KY 42748

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Dec 1, 2050

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Feb 15, 2023
Property Address	101 WHITE CAP CIR, ALABASTER, AL 35007-3029
Document Number	0000040070
Map Reference	MB 6 PG 22
Instrument Date	Feb 9, 2023
Instrument	20230215000040070
Transaction Type	Transfer
Record Updated	Feb 22, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	101 WHITE CAP CIR, ALABASTER, AL 35007-3029

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 WHITE CAP CIR, ALABASTER, AL 35007-3029

Mortgage

Document Number	0000040080
Date	Feb 15, 2023
Instrument	20230215000040080

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Mar 21, 2022
Property Address	101 WHITE CAP CIR, ALABASTER, AL 35007-3029
Document Number	0000115120
Map Reference	MB 6 PG 22
Instrument Date	Mar 18, 2022
Instrument	20220321000115120
Transaction Type	Transfer
Record Updated	May 23, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	790 FOREST LAKES DR, STERRETT, AL 35147-8190

Tax Assessment & Valuation

The 2026 property tax bill for 101 White Cap Cir was $1,722 with a homeowner's exemption, down 1.1% from the year before.

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
Municipality	Alabaster City
County	Shelby County
Unified School District	Alabaster City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,722.00 (-1.15%) Homeowner's exemption
2025	$1,742.00	$32,260	$322,600 Land $75,000 Building $247,600
2023	$2,555.00	$47,320	$236,600 Land $75,000 Building $161,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 101 White Cap Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 23, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 White Cap Cir is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 85% of Alabama
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALABASTER WATER DEPARTMENT serves 40,986 people · EPA ID AL0001148
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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