101 Western St, Decorah, IA 52101 Property Records

Winneshiek County property record for 101 Western St, Decorah, IA 52101

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,040 sqft · built 1961
Lot Size	0.209 acres (9,108 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Jul 2026)
Tax Bill	$3,906 (2026)
Deeds & Mortgages	Jul 2026 Sale May 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`111742801000`

Property Details

APN / Parcel Number

Primary APN	`111742801000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
Basement Area	1,040 sqft
Finished Basement	650 sqft
Unfinished Basement	390 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,108 sqft (0.209 acres)
Lot Dimensions	69 ft deep x 132 ft wide
Garage Type	Attached
Garage Area	951 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Water Source	Commercial

Location & Zoning

Street Address	101 WESTERN ST
City	DECORAH
State	IA
Zip	52101-1527
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 13 & E 14' OF L 12 BLK 15 MORSE'S ADDN TO WEST DECORAH
Legal Range	08W
Legal Township	98N
Legal Section	17
Legal Subdivision	MORSES ADD
Legal Block	15
Jurisdiction	WINNESHIEK IA
Township / Civil Division	DECORAH
Census Block Group	2
Census Block	2031
Census Tract	950200

Owner

101 Western St is owned and occupied by two individuals who bought it in July 2026.

Source: Winneshiek County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2412 SCENIC RIVER RD, DECORAH, IA 52101-7801
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Fiduciary Deed, Transfer NONE LISTED ON DOCUMENT
May 15, 2026	Affidavit, Transfer
Nov 15, 2021	Warranty Deed, Transfer · Conventional Mortgage WAUKON STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2026 · Amount on File
Deed Sale	Jul 8, 2026 · Amount on File
Prior Sale	Nov 15, 2021 · Amount on File
Deed Document Number	20261613
Deed Book / Page	2026 / 1613
Record Updated	Oct 29, 2026

July 2026: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Jul 8, 2026
Property Address	101 WESTERN ST, DECORAH, IA 52101-1527
Document Number	0000001613
Book / Page	2026 / 1613
Instrument Date	Jul 2, 2026
Instrument	20261613
Transaction Type	Transfer
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$54,863.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2412 SCENIC RIVER RD, DECORAH, IA 52101-7801

May 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	WINNESHIEK IA
Recording Date	May 15, 2026
Property Address	101 WESTERN ST, DECORAH, IA 52101-1527
Document Number	0000001079
Book / Page	2026 / 1079
Instrument Date	May 14, 2026
Instrument	20261079
Transaction Type	Transfer
Record Updated	Jul 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Nov 15, 2021
Property Address	101 WESTERN ST, DECORAH, IA 52101-1527
Document Number	02021/4480
Book / Page	2021 / 4480
Instrument Date	Nov 9, 2021
Instrument	2021 4480
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$447.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	101 WESTERN ST, DECORAH, IA 52101-1527

Mortgage

Document Number	0020214481
Date	Nov 15, 2021
Instrument	2021 4481

Lender

Name	WAUKON STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	3 Months
Due	Feb 10, 2022

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 101 Western St was $3,906 with a homeowner's exemption.

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Municipality	Decorah City
Unified School District	Decorah Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,906.00	$260,280 (-) Land $49,140 Building $211,140	$260,280 (-) Land $49,140 Building $211,140
2025	$3,906.00 (+4.33%) Homeowner's exemption	$260,280 Land $49,140 Building $211,140	$260,280 Land $49,140 Building $211,140
2024	$3,744.00
2023		$231,250 (+15.12%) Land $49,140 Building $182,110	$231,250 Land $49,140 Building $182,110
2022	$3,930.00 Homeowner's exemption	$200,880 Land $40,950 Building $159,930
2021			$200,880 Land $40,950 Building $159,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 101 Western St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	5 (2016)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Aug 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 Western St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECORAH WATER DEPARTMENT serves 7,615 people · EPA ID IA9630012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	9 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Nextlink Fixed Wireless	100 / 20

May also be available: GigFire.

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