101 West St, Pell City, AL 35125 Property Records

St. Clair County property record for 101 West St, Pell City, AL 35125

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,062 sqft · built 1996
Lot Size0.4 acres (17,424 sqft)
Owner2 Individual Names on File
Last Sale$127,300 (Feb 2019)
Tax Bill$387 (2022)
Deeds & MortgagesMay 2017 Mortgage
Feb 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN28-02-03-2-000-010.003

Property Details

APN / Parcel Number

Primary APN28-02-03-2-000-010.003
Alternative APNs
  • 00518219
  • 518219
  • 45570

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,062 sqft Living Area
1st Floor Area1,062 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area17,424 sqft (0.4 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number00518219
Street Address101 WEST ST
CityPELL CITY
StateAL
Zip35125-6638
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEG SE COR LOT 4 BLK 2 BOOZER & HALTON SD TH NW ALG RW 104.39' NE 142.92' SE 166.17' SW 86.85' TO POB 3-17-3
Legal Range03E
Legal Township17S
Legal Section03
Legal SubdivisionBOOZER & HALTON S/D
Legal Block2
Legal Lot Number4
JurisdictionST CLAIR AL
Township / Civil DivisionPELL CITY
Census Block Group1
Census Block1001
Census Tract40208

Owner

101 West St is owned and occupied by two individuals who bought it in February 2019.

Source: St. Clair County records, as of August 4, 2026

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 672, PELL CITY, AL 35125-0672
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 8, 2017Deed of Trust, Mortgage · Conventional Mortgage
CONGRESSIONAL BANK
Feb 8, 2019Warranty Deed, Transfer · VA Mortgage
LIBERTY MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 8, 2019 · Amount on File
Deed SaleFeb 8, 2019 · Amount on File
Prior SaleOct 22, 2009 · Amount on File
Deed Book / Page2019 / 1394
Record UpdatedOct 29, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR AL
Property Address101 WEST ST, PELL CITY, AL 35125-6638
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyRESOURCE REAL ESTATE SERVICE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000015585
DateMay 8, 2017
Book Page2017/15585
Lender
NameCONGRESSIONAL BANK
TypeBank
AddressBETHESDA, MD 20817
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term358 Months
DueMar 1, 2047

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CLAIR AL
Recording DateFeb 8, 2019
Property Address101 WEST ST, PELL CITY, AL 35125-6638
Document Number0000001394
Book / PageDEED 2019 / 01394
Instrument DateJan 28, 2019
Transaction TypeTransfer
Record UpdatedOct 4, 2022

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address495 ANNIE LEE RD, 495, TRUSSVILLE, AL 35173-4050

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
AddressPO BOX 472, PELL CITY, AL 35125-0472
InvestorPossibly a Property Investor

Mortgage

Document NumberMTG201903840
DateFeb 8, 2019
InstrumentMTG 2019/03840
Lender
NameLIBERTY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2049

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateAlabama
CountySt. Clair County
MunicipalityPell City
Unified School DistrictPell City City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,820$128,240 Land $19,600 Building $108,640
2023$25,648 Land $3,920 Building $21,728$128,240 Land $19,600 Building $108,640
2022$387.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 101 West St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 West St is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · above 60% of Alabama
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PELL CITY
serves 17,586 people · EPA ID AL0001204
Water SourcePurchased surface water from COOSA VALLEY WATER SUPPLY DISTRICT
Last State InspectionJun 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Sparklight
Fiber · Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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