101 Wave St, Laguna Beach, CA 92651 Property Records

Orange County property record for 101 Wave St, Laguna Beach, CA 92651

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,020 sqft · built 1982
Lot Size0.129 acres (5,625 sqft)
OwnerCompany Name on Record
Last Sale$1,375,000 (May 2000)
Tax Bill$22,514 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Aug 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN053-155-06

Property Details

APN / Parcel Number

Primary APN053-155-06

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area2,020 sqft Living Area
Gross Area3,358 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Lot Area5,625 sqft (0.129 acres)
Garage TypeAttached
Garage Area644 sqft

Utilities, Heating & Cooling

Water SourceCommercial

Location & Zoning

Street Address101 WAVE ST
CityLAGUNA BEACH
StateCA
Zip92651
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionA TR MC KNIGHTS ADD BLK C LOT 6
Legal SubdivisionMCKNIGHTS ADD SEC A TO LAGUNA CLIFFS
Legal Tract481
Legal BlockC
Legal Lot Number6
JurisdictionORANGE CA
Township / Civil DivisionSOUTH COAST
Census Block Group3
Census Block3020
Census Tract62656

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address5942 EDINGER AVE, 113, HUNTINGTON BEACH, CA 92649-1773
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Feb 7, 2022Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Aug 28, 2017Deed of Trust, Mortgage · ARM
UBS BANK USA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 15, 2000 · Amount on Record
Deed SaleMay 15, 2000 · Amount on Record
Deed Document Number2000256360
Last Transfer DateMar 13, 2002
Transfer Doc0000271498
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address101 WAVE ST, LAGUNA BEACH, CA 92651
Transaction TypeMortgage
Record UpdatedFeb 16, 2022
Title CompanyREPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1065 MARINE DR, LAGUNA BEACH, CA 92651-1328

Mortgage

Document Number0000050453
DateFeb 7, 2022
Instrument2022000050453
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressDOWNERS GROVE, IL 60515
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2052
Interest
Rate TypeAdjustable Rate
Rate2.75%
Type Change DateMar 1, 2032
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change7.75%
IndexOther
Max Rate7.75%

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address101 WAVE ST, LAGUNA BEACH, CA 92651
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000364346
DateAug 28, 2017
Instrument2017000364346
Lender
NameUBS BANK USA
TypeBank
AddressSALT LAKE CITY, UT 84111
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueSep 1, 2047
Interest
Rate TypeAdjustable Rate
Rate3.37%
Type Change DateSep 1, 2027
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.37%
Index1-Year LIBOR
Max Rate8.37%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalityLaguna Beach City
Unified School DistrictLaguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$2,155,621 (+2%) Land $1,479,586 Building $676,035
2025$22,514.00 (+3.16%)$2,113,354 (+4.04%) Land $1,450,574 Building $662,780
2023$21,825.00 (+2.2%)$2,031,291 Land $1,394,246 Building $637,045
2022$21,355.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of California
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAGUNA BEACH COUNTY WD
serves 18,862 people · EPA ID CA3010017
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 536 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Wave St

Nearby Streets

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