101 Watson Way, Cibolo, TX 78108 Property Records

Guadalupe County property record for 101 Watson Way, Cibolo, TX 78108

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,223 sqft · built 2009
Lot Size	0.304 acres (13,233 sqft)
Owner	2 Individual Names on Record
Tax Bill	$9,163 (2025)
Deeds & Mortgages	May 2025 Mortgage Jul 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1G0927000200100000`

Property Details

APN / Parcel Number

Primary APN	`1G0927000200100000`
Alternative APNs	`000000125461` `000000253189` `000000300720` `125461`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,223 sqft Living Area
Gross Area	4,298 sqft
1st Floor Area	1,906 sqft
2nd Floor Area	13,175 sqft
Utility Area	120 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,233 sqft (0.304 acres)
Lot Dimensions	140 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	682 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	594 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	101 WATSON WAY
City	CIBOLO
State	TX
Zip	78108-3414
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ENCLAVE @ RIATA OAKS (THE) BLOCK 2 LOT 1
Legal Subdivision	ENCLAVE @ RIATA OAKS (THE)
Legal Tract	1
Legal Block	2
Legal Lot Number	1
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	2
Census Block	2001
Census Tract	210718

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	101 WATSON WAY, CIBOLO, TX 78108-3414
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2025	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jul 2, 2024	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Feb 1, 2021	Vendor's Lien, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Feb 27, 2019	Deed of Trust, Mortgage RANDOLPH BROOKS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2024
Deed Sale	Jul 2, 2024
Prior Sale	Feb 1, 2021 · Amount on Record
Deed Document Number	202415416
Prior Transfer Date	Sep 30, 2009
Prior Transfer Doc	0000017906
Record Updated	Sep 20, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	TX
Transaction Type	Mortgage
Record Updated	Nov 3, 2025
Title Company	BOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 WATSON WAY, CIBOLO, TX 78108-3414

Mortgage

Document Number	0099010785
Date	May 2, 2025
Instrument	202599010785

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2055

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	Jul 2, 2024
Property Address	TX
Document Number	0099015416
Map Reference	VOL 7 PG 356-358
Instrument Date	Jun 27, 2024
Instrument	202499015416
Transaction Type	Transfer
Record Updated	Nov 3, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	229 FAWN RDG, CIBOLO, TX 78108-4202

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 WATSON WAY, CIBOLO, TX 78108-3414

Mortgage

Document Number	0099015417
Date	Jul 2, 2024
Instrument	202499015417

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	319 Months
Due	Feb 1, 2051

February 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GUADALUPE TX
Recording Date	Feb 1, 2021
Property Address	TX
Document Number	0099003778
Map Reference	VOL 7 PG 196-198
Instrument Date	Jan 29, 2021
Instrument	202199003778
Transaction Type	Transfer
Record Updated	Nov 3, 2025
Title Company	ALA TITLE, ALAMO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	395 HARMONY HLS APT 12204, 12204, SPRING BRANCH, TX 78070-2145

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	101 WATSON WAY, CIBOLO, TX 78108-3414

Mortgage

Document Number	0099003779
Date	Feb 1, 2021
Instrument	202199003779

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	101 WATSON WAY, CIBOLO, TX 78108-3414
Document Number	0000004665
Instrument Date	Feb 27, 2019
Transaction Type	Mortgage
Record Updated	Nov 6, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 WATSON WAY CIBOLO TX 781083414, CIBOLO, TX 78108-3414

Mortgage

Document Number	0000004665
Date	Mar 5, 2019
Instrument	4665

Lender

Name	RANDOLPH BROOKS FCU
Type	Credit Union
Address	UNIVERSAL CITY, TX 78148-2097

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Mar 4, 2039

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Cibolo City
County	Guadalupe County
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$458,854 (-3.36%) Land $64,364 Building $394,490	$458,854 (-3.36%) Land $64,364 Building $394,490
2025	$9,163.00 (-3.3%)	$474,819 (-12.36%) Land $72,421 Building $402,398	$474,819 (-12.36%) Land $72,421 Building $402,398
2024	$9,476.00 (+1.78%)
2023	$9,310.00 (-17.3%) Homeowner's exemption	$541,791 Land $94,863 Building $446,928	$541,791 Land $94,863 Building $446,928
2022	$11,257.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CIBOLO serves 20,331 people · EPA ID TX0940018
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Guadalupe Valley Electric Cooperative.

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