101 Watershire Dr, Irmo, SC 29063 Property Records

Richland County property record for 101 Watershire Dr, Irmo, SC 29063

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,725 sqft · built 2013
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$330,000 (Jul 2018)
Tax Bill	$3,121 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02308-01-44`

Property Details

APN / Parcel Number

Primary APN	`02308-01-44`
Alternative APNs	`R02308-01-44` `01877419`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,725 sqft Heated Area
Gross Area	4,571 sqft
1st Floor Area	1,719 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Garage Area	473 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	373 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01877419
Street Address	101 WATERSHIRE DR
City	IRMO
State	SC
Zip	29063-9585
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-LD
Legal Description	LOT 15 83X29.9X96.2X108.8X115.8 #SU WATERSHIRE #PR RB1149-3446
Legal Subdivision	WATERSHIRE
Legal Lot Number	15,83
Jurisdiction	RICHLAND SC
Township / Civil Division	DUTCH FORK
Census Block Group	1
Census Block	1008
Census Tract	10310

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	101 WATERSHIRE DR, IRMO, SC 29063-9585
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2020	Deed of Trust, Mortgage · Conventional with PMI GUILD MTG
Jul 30, 2018	Grant Deed, Transfer · Conventional with PMI GUILD MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2018 · Amount on Record
Deed Sale	Jul 30, 2018 · Amount on Record
Prior Sale	Jun 7, 2013 · Amount on Record
Deed Document Number	201854093
Deed Book / Page	2323 / 1336
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	101 WATERSHIRE DR, IRMO, SC 29063-9585
Document Number	2528/3735
Instrument Date	Aug 27, 2020
Transaction Type	Mortgage
Record Updated	Nov 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	101 WATERSHIRE DR IRMO SC 290639585, IRMO, SC 29063-9585

Mortgage

Document Number	2528/3735
Date	Sep 14, 2020
Book Page	002528/003735
Instrument	48049

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 13, 2050

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Jul 30, 2018
Property Address	101 WATERSHIRE DR, IRMO, SC 29063-9585
Document Number	2323/1336
Book / Page	002323 / 001336
Instrument Date	Jul 27, 2018
Instrument	54093
Transaction Type	Transfer
Record Updated	Aug 21, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,221.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	101 WATERSHIRE DR IRMO SC 290639585, IRMO, SC 29063-9585

Mortgage

Document Number	2323/1339
Date	Jul 30, 2018
Book Page	002323/001339
Instrument	54094

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2048

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Lexington School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,121.00 (+19.44%)	$379,700 (+2,775.64%)	$391,300 (+18.54%) Land $69,000 Building $322,300
2023	$2,613.00 (-0.68%)	$13,204 (+0.03%)	$330,100 (-)
2021	$2,631.00	$13,200	$330,100 Land $55,100 Building $275,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 45 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	50 units insured incl. 5 condo units
Nearby Flood Claims	3 (2015–2026)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 98% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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