Shelby County property record for 101 Waterloo Bend, Birmingham, AL 35242
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,648 sqft · built 2014 |
| Lot Size | 0.93 acres (40,511 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $900,000 (Jun 2023) |
| Tax Bill | $3,762 (2026) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Jan 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 102100009021000 |
| Primary APN | 102100009021000 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,648 sqft Heated Area |
| 1st Floor Area | 1,843 sqft |
| Upper Floors Area | 1,474 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 40,511 sqft (0.93 acres) |
| Lot Dimensions | 219 ft deep x 120 ft wide |
| Garage Type | Attached |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Utility Building | 112 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 101 WATERLOO BND |
|---|---|
| City | BIRMINGHAM |
| State | AL |
| Zip | 35242-4491 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC/TWNSHP/RAN 10 19S 02W NBRHD: 01 LAKE WELLINGTON ESTATES R-2 |
| Legal Range | 02W |
| Legal Township | 19S |
| Legal Section | 10 |
| Legal Subdivision | LAKE WELLINGTON ESTATES |
| Legal Lot Number | 21 |
| Jurisdiction | SHELBY AL |
| Township / Civil Division | ALABASTER-HELENA |
| Census Block Group | 2 |
| Census Block | 2048 |
| Census Tract | 30304 |
Source: Shelby County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 101 WATERLOO BND, BIRMINGHAM, AL 35242-4491 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 23, 2023 | Warranty Deed, Transfer · Conventional Mortgage MUTUAL SAVINGS CU |
| Jan 9, 2023 | Warranty Deed, Transfer · VA Mortgage FIRST HORIZON BANK |
| Oct 23, 2018 | Deed of Trust, Mortgage · Line of Credit NATIONAL BK/COMMERCE |
| Apr 17, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 23, 2023 · Amount on Record |
| Deed Sale | Jun 23, 2023 · Amount on Record |
| Prior Sale | Apr 17, 2018 · Amount on Record |
| Deed Document Number | 2023186770 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY AL |
| Recording Date | Jun 23, 2023 |
| Property Address | 101 WATERLOO BND, BIRMINGHAM, AL 35242-4491 |
| Document Number | 0000186770 |
| Map Reference | B 38 PG 90 |
| Instrument Date | Jun 23, 2023 |
| Instrument | 20230623000186770 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 101 WATERLOO BND, BIRMINGHAM, AL 35242-4491 |
| Name | Verified Name |
|---|---|
| Address | 101 WATERLOO BND, BIRMINGHAM, AL 35242-4491 |
| Document Number | 0000186780 |
|---|---|
| Date | Jun 23, 2023 |
| Instrument | 20230623000186780 |
| Name | MUTUAL SAVINGS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.15% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2028 |
| Change Frequency | Annually |
| Max Rate At Change | 7.15% |
| Max Rate | 11.1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY AL |
| Recording Date | Jan 9, 2023 |
| Property Address | 101 WATERLOO BND, BIRMINGHAM, AL 35242-4491 |
| Document Number | 0000006260 |
| Map Reference | MB 26 PG 142 |
| Instrument Date | Jan 4, 2023 |
| Instrument | 20230109000006260 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 101 WATER ELM DR, MAYLENE, AL 35114-4919 |
| Document Number | 0000006270 |
|---|---|
| Date | Jan 9, 2023 |
| Instrument | 20230109000006270 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY AL |
| Property Address | 101 WATERLOO BND, BIRMINGHAM, AL 35242-4491 |
| Document Number | 0000406600 |
| Instrument Date | Oct 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2018 |
| Name | Verified Name |
|---|---|
| Address | 101 WATERLOO BND BIRMINGHAM AL 352424491, BIRMINGHAM, AL 35242-4491 |
| Document Number | 0000406600 |
|---|---|
| Date | Nov 16, 2018 |
| Instrument | 406600 |
| Name | NATIONAL BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35223 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY AL |
| Recording Date | Apr 17, 2018 |
| Property Address | 101 WATERLOO BND, BIRMINGHAM, AL 35242-4491 |
| Document Number | 0000127620 |
| Instrument Date | Apr 13, 2018 |
| Instrument | 127620 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $689.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 101 WATERLOO BND BIRMINGHAM AL 352424491, BIRMINGHAM, AL 35242-4491 |
Source: Shelby County assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Shelby County |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,762.00 (-0.37%) Homeowner's exemption | ||
| 2025 | $3,776.00 | $85,840 (+9.35%) | $858,330 (+9.35%) Land $160,000 Building $698,330 |
| 2023 | Homeowner's exemption Senior Citizen's exemption | $78,500 (+7.39%) | $784,910 (+7.4%) Land $160,000 Building $624,910 |
| 2022 | Homeowner's exemption Senior Citizen's exemption | $73,100 | $730,820 Land $165,200 Building $565,620 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2010–2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99.5% of Alabama |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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