101 Waterhouse Rd, Buzzards Bay, MA 02532 Property Records

Barnstable County and Bourne Town property record for 101 Waterhouse Rd, Buzzards Bay, MA 02532

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,592 sqft · built 1978
Lot Size	0.465 acres (20,255 sqft)
Owner	2 Individual Names on File
Last Sale	$601,000 (Jul 2021)
Tax Bill	$4,696 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`BOUR M:27.0 P:140`

Property Details

APN / Parcel Number

Primary APN	`BOUR M:27.0 P:140`
Alternative APNs	`M:027.0 P:140.00 D:01` `5921`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,592 sqft Living Area
Gross Area	4,048 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2008
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,255 sqft (0.465 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	5921
Street Address	101 WATERHOUSE RD
City	BUZZARDS BAY
State	MA
Zip	02532-3850
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R40
Jurisdiction	BOURNE MA
Township / Civil Division	BOURNE
Census Block Group	4
Census Block	4043
Census Tract	13900

Owner

101 Waterhouse Rd, a duplex, is owned by two individuals who bought it in July 2021.

Source: Barnstable County and Bourne Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6333 WENRICH DR, SAN DIEGO, CA 92120-2930
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FINANCE AMERICA LLC
Jun 29, 2017	Quit Claim Deed, Transfer · Conventional Mortgage CAPE COD FIVE CENT BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2021 · Amount on File
Deed Sale	Jul 29, 2021 · Amount on File
Prior Sale	Jun 29, 2017 · Amount on File
Prior Transfer Date	Jul 28, 2021
Prior Transfer Doc	1435465
Record Updated	Oct 29, 2026

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BOURNE MA
Recording Date	Jul 29, 2021
Property Address	101 WATERHOUSE RD, BOURNE, MA 02532-3850
Document Number	1435465
Instrument Date	Jul 28, 2021
Instrument	1435465
Transaction Type	Transfer
Record Updated	Aug 18, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6333 WENRICH DR, SAN DIEGO, CA 92120-2930

Mortgage

Document Number	1435466
Date	Jul 29, 2021
Instrument	1435466

Lender

Name	FINANCE AMERICA LLC
Type	Subprime Lender

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BOURNE MA
Recording Date	Jun 29, 2017
Property Address	101 WATERHOUSE RD, BOURNE, MA 02532-3850
Document Number	0001324624
Instrument Date	Jun 29, 2017
Instrument	1324624
Transaction Type	Transfer
Record Updated	Jul 18, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,137.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	66 WILLOW FIELD DR NORTH FALMOUTH MA 025562827, NORTH FALMOUTH, MA 02556-2827

Mortgage

Document Number	1324625
Date	Jun 29, 2017
Instrument	1324625

Lender

Name	CAPE COD FIVE CENT BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 28, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 101 Waterhouse Rd was $4,696, up 2.3% from the year before.

Source: Barnstable County and Bourne Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Bourne Town
Unified School District	Bourne School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,696.00 (+2.29%)	$601,300 (+5.03%) Land $175,300 Building $426,000	$621,001
2024	$4,591.00 (-5.71%)	$572,500 (+3.58%) Land $166,900 Building $405,600
2023	$4,869.00	$552,700 Land $164,100 Building $388,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 101 Waterhouse Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 37 policies
Nearby Flood Policies	37 in force
Nearby Flood Claims	4 (1987–1991)
Most Recent Claim	Aug 1991 · Hurricane Bob
Claims by Event	Hurricane Bob, Aug 1991 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 Waterhouse Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOURNE WATER DISTRICT serves 22,500 people · EPA ID MA4036000
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	4 ppb (2025) action level 15 ppb
Copper	1.51 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

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