101 Waterfront Dr, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 101 Waterfront Dr, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,440 sqft · built 1992
Lot Size	0.361 acres (15,725 sqft)
Owner	2 Individual Names on Record
Last Sale	$449,000 (Oct 2024)
Tax Bill	$4,504 (2025)
Deeds & Mortgages	Jun 2021 Second Mortgage Jun 2007 Second Mortgage + 4 more
APN	`0461001000212`

Property Details

APN / Parcel Number

Primary APN	`0461001000212`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,440 sqft Living Area
1st Floor Area	1,008 sqft
Upper Floors Area	1,008 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,725 sqft (0.361 acres)
Lot Dimensions	126 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	336 sqft

Exterior Amenities

Porch	Slab
Porch Area	60 sqft
Deck Area	410 sqft
Patio Area	410 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	101 WATERFRONT DR
City	CHESAPEAKE
State	VA
Zip	23322-7123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10S: RESI
Legal Description	21A RESB 21 SUB PT J J HALSTEAD PROP .36 AC
Legal Subdivision	INLAND COLONY
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	3
Census Block	3011
Census Tract	21005

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	101 WATERFRONT DR, CHESAPEAKE, VA 23322-7123
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Jun 21, 2007	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NATIONAL CITY BANK
Mar 21, 2012	Deed of Trust, Mortgage · Conventional Mortgage TIDEWATER HOME FUNDING LL
Sep 14, 2020	Intrafamily Transfer, Transfer · Stand-Alone Refinance NETWORK CAPITAL FUNDING CORPORATION
Jun 29, 2018	Intrafamily Transfer, Transfer
Jun 21, 2007	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE SOURCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2024 · Amount on Record
Deed Sale	Oct 16, 2024 · Amount on Record
Prior Sale	Jun 21, 2007 · Amount on Record
Deed Document Number	202421436
Deed Book / Page	10794 / 821
Prior Transfer Date	Jun 20, 2018
Prior Transfer Doc	9928/1625
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	101 WATERFRONT DR, CHESAPEAKE, VA 23322-7123
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10397/1940
Date	Jun 28, 2021
Book Page	10397/1940
Instrument	210029238

Lender

Name	DISCOVER BANK

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	171 Months
Due	Sep 16, 2035

Interest

Rate Type	Fixed Rate

June 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	101 WATERFRONT DR, CHESAPEAKE, VA 23322-7123
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007128/273
Date	Jun 21, 2007
Book Page	7128/273

Lender

Name	NATIONAL CITY BANK

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2022

Interest

Rate Type	Fixed Rate

March 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	101 WATERFRONT DR, CHESAPEAKE, VA 23322-7123
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008645/476
Date	Mar 21, 2012
Book Page	8645/476

Lender

Name	TIDEWATER HOME FUNDING LL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2042

Interest

Rate Type	Fixed Rate

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Sep 14, 2020
Property Address	101 WATERFRONT DR, CHESAPEAKE, VA 23322-7123
Document Number	10217/1761
Book / Page	10217 / 1761
Instrument Date	Aug 5, 2020
Instrument	200032697
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 WATERFRONT DR, CHESAPEAKE, VA 23322-7123

Mortgage

Document Number	10217/1765
Date	Sep 14, 2020
Book Page	10217/1765
Instrument	200032698

Lender

Name	NETWORK CAPITAL FUNDING CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2040

Interest

Rate Type	Fixed Rate

June 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jun 29, 2018
Property Address	101 WATERFRONT DR, CHESAPEAKE, VA 23322-7123
Document Number	9928/1625
Book / Page	9928 / 1625
Instrument Date	Jun 20, 2018
Instrument	180017177
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 WATERFRONT DR, CHESAPEAKE, VA 23322-7123

June 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jun 21, 2007
Property Address	101 WATERFRONT DR, CHESAPEAKE, VA 23322-7123
Document Number	007128/253
Book / Page	7128 / 253
Instrument Date	Jun 15, 2007
Transaction Type	Transfer
Record Updated	May 8, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007128257
Date	Jun 21, 2007
Instrument	7128/257

Lender

Name	MORTGAGE SOURCE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$473,700 (+6.23%) Land $165,000 Building $308,700	$473,700 (+6.23%) Land $165,000 Building $308,700
2025	$4,504.00 (+13%)	$445,900 (+19.61%) Land $155,000 Building $290,900	$445,900 (+19.61%) Land $155,000 Building $290,900
2024	$3,986.00 (+31.08%)
2023		$372,800 (+5.94%) Land $135,000 Building $237,800	$372,800 (+5.94%) Land $135,000 Building $237,800
2022		$351,900 Land $125,000 Building $226,900	$351,900 Land $125,000 Building $226,900
2019	$3,041.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 195 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	195 in force
Nearby Flood Claims	32 (2003–2022)
Most Recent Claim	Jan 2022 · tidal / storm surge
Claims by Event	Hurricane Matthew, Oct 2016 · 6 claims Hurricane Sandy, Oct 2012 · 3 claims Hurricane Irene, Aug 2011 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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