Roane County property record for 101 Water St, Spencer, WV 25276
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,536 sqft · built 1952 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $593 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-5-0077.0000 |
| Primary APN | 08-5-0077.0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,536 sqft Living Area |
| 1st Floor Area | 2,816 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 43,560 sqft (1 acres) |
| Terrain | Low |
| Porch | Porch |
| Porch Area | 96 sqft |
| Patio Area | 400 sqft |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 85697001 |
|---|---|
| Street Address | 101 WATER ST |
| City | SPENCER |
| State | WV |
| Zip | 25276-1728 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 6535 SQ FT RILEY ADDN |
| Legal Subdivision | RILEY ADD |
| Jurisdiction | ROANE WV |
| Township / Civil Division | II |
| Census Block Group | 4 |
| Census Block | 4024 |
| Census Tract | 963000 |
101 Water St is owned and occupied by an individual.
Source: Roane County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 101 WATER ST, SPENCER, WV 25276-1728 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 101 Water St was $593, up 5.3% from the year before.
Source: Roane County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Roane County |
| Municipality | Spencer City |
| Unified School District | Roane County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $593.00 (+5.33%) | $53,280 (+6.73%) Land $14,700 Building $38,580 | $88,800 (+6.73%) Land $24,500 Building $64,300 |
| 2025 | $563.00 | $49,920 Land $13,920 Building $36,000 | $83,200 Land $23,200 Building $60,000 |
| 2023 | $535.00 (+7.86%) | $46,980 (+8.6%) Land $12,840 Building $34,140 | $78,300 (+8.6%) Land $21,400 Building $56,900 |
| 2022 | $496.00 | $43,260 Land $12,360 Building $30,900 | $72,100 Land $20,600 Building $51,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 101 Water St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 23 (2000–2024) |
| Claims Outside the SFHA | 7 of 23 |
| Most Recent Claim | Apr 2024 · Severe Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 101 Water St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPENCER WATER DEPT serves 4,630 people · EPA ID WV3304405 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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