101 W Winona St, Duluth, MN 55803 Property Records

St. Louis County property record for 101 W Winona St, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 922 sqft · built 1915
Lot Size	0.164 acres (7,146 sqft)
Owner	Individual Name on File
Last Sale	$171,000 (Aug 2019)
Tax Bill	$3,110 (2026)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-0620-01610`

Property Details

APN / Parcel Number

Primary APN	`010-0620-01610`
Alternative APN	`1075529`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	922 sqft Gross Area
1st Floor Area	922 sqft
Basement Area	450 sqft
Finished Basement	450 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1944
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	7,146 sqft (0.164 acres)
Garage Area	968 sqft
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	144 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1075529
Street Address	101 W WINONA ST
City	DULUTH
State	MN
Zip	55803-1904
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 01 BLOCK:007 SERIAL #
Legal Subdivision	COLMANS ADDITION
Legal Block	7
Legal Lot Number	1
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2005
Census Tract	100

Owner

101 W Winona St is owned and occupied by an individual who bought it in August 2019.

Source: St. Louis County records, as of September 22, 2026

Owner of Record	Individual Name on File
Mailing Address	101 W WINONA ST, DULUTH, MN 55803-1904
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2019 · Amount on File
Deed Sale	Aug 9, 2019 · Amount on File
Prior Sale	May 21, 2002 · Amount on File
Deed Document Number	20191013530
Record Updated	Oct 29, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 9, 2019
Property Address	101 W WINONA ST, DULUTH, MN 55803-1904
Document Number	00T1013530
Instrument Date	Jul 26, 2019
Instrument	T1013530
Transaction Type	Transfer
Record Updated	Aug 19, 2019
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$564.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 W WINONA ST DULUTH MN 558031904, DULUTH, MN 55803-1904

Mortgage

Document Number	T1013531
Date	Aug 9, 2019
Instrument	T1013531

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 8, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 101 W Winona St was $3,110 with a homeowner's exemption, up 4.6% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,110.00 (+4.57%) Homeowner's exemption
2025	$2,974.00 (+1.71%) Homeowner's exemption	$262,900 (+10.28%) Land $29,600 Building $233,300	$262,900 (+10.28%) Land $29,600 Building $233,300
2024	$2,924.00	$238,400 Land $31,000 Building $207,400	$238,400 Land $31,000 Building $207,400
2022		$205,400 Land $36,000 Building $169,400	$205,400 Land $36,000 Building $169,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 101 W Winona St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 101 W Winona St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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