Mercer County property record for 101 W Main St, Montezuma, OH 45866
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 3,066 sqft · built 1910 |
| Lot Size | 0.438 acres (19,096 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $113,900 (Aug 2003) |
| Tax Bill | $2,644 (2025) |
| Deeds & Mortgages | Oct 2021 Line of Credit Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-001400.0000 |
| Primary APN | 14-001400.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,066 sqft Living Area |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Lot Area | 19,096 sqft (0.438 acres) |
| Lot Dimensions | 217 ft deep x 88 ft wide |
| Street Address | 101 W MAIN ST |
|---|---|
| City | MONTEZUMA |
| State | OH |
| Zip | 45866-2506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OUT LOT 8 E PT UNRECORDED PLAT |
| Legal Lot Number | 8 |
| Jurisdiction | MERCER OH |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1067 |
| Census Tract | 967800 |
101 W Main St is owned by two individuals who bought it in August 2003.
Source: Mercer County records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | MONTEZUMA, OH 45866 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 26, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK |
| Sep 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 18, 2003 · Amount on File |
| Deed Sale | Aug 18, 2003 · Amount on File |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 101 W MAIN ST, MONTEZUMA, OH 45866-2506 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202100006585 |
|---|---|
| Date | Oct 26, 2021 |
| Instrument | 202100006585 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Oct 12, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 101 W MAIN ST, MONTEZUMA, OH 45866-2506 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202100005891 |
|---|---|
| Date | Sep 21, 2021 |
| Instrument | 202100005891 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45246 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2036 |
The 2025 property tax bill for 101 W Main St was $2,644.
Source: Mercer County assessment roll, as of February 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Mercer County |
| County Subdivision | Franklin Township |
| Municipality | Montezuma Village |
| Unified School District | Celina City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,644.00 | $63,600 (-) Land $6,690 Building $56,910 | |
| 2024 | $2,644.00 (+0.23%) | $63,600 (-) Land $6,690 Building $56,910 | |
| 2023 | $2,638.00 (+36.47%) | $63,600 (+58.8%) Land $6,690 Building $56,910 | $181,700 Land $19,100 Building $162,600 |
| 2022 | $1,933.00 | $40,050 Land $4,100 Building $35,950 | |
| 2020 | $114,400 Land $11,700 Building $102,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 101 W Main St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 4 (2005–2011) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Feb 2011 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 101 W Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| NKTELCO - Goldstar Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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