101 W Main St, Ardmore, OK 73401 Property Records

Carter County property record for 101 W Main St, Ardmore, OK 73401

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	744 sqft · built 1920
Lot Size	0.058 acres (2,526 sqft)
Owner	2 Individual Names on Record
Last Sale	$100,000 (Oct 2017)
Tax Bill	$1,685 (2025)
Deeds & Mortgages	Sep 2018 Mortgage Aug 2018 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0010-00-326-008-0-001-00`

Property Details

APN / Parcel Number

Primary APN	`0010-00-326-008-0-001-00`
Alternative APN	`3243`

Interior

Units	8 Units
Stories	2 Stories
Building Area	744 sqft Total Area
Gross Area	2,280 sqft
Attic	Attic
Attic Area	1,776 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Concrete
Fire Resistance	Wood or Wood & Steel Frame
Foundation Type	Raised
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	2,526 sqft (0.058 acres)
Lot Dimensions	100 ft deep x 25 ft wide
Porch	Slab
Porch Area	120 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Central

Location & Zoning

Account Number	3243
Street Address	101 W MAIN ST
City	ARDMORE
State	OK
Zip	73401-6413
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	C1
Legal Description	ARDMORE LOTS & BLKS, BLK 326 LOT 8(25.3X100)
Legal Range	02E
Legal Township	04S
Legal Section	31
Legal Subdivision	ARDMORE CITY
Legal Block	326
Legal Lot Number	8
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	3
Census Block	3019
Census Tract	892900

Owner

Source: Carter County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 2177, ARDMORE, OK 73402-2177
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2018	Deed of Trust, Mortgage · Commercial Mortgage BANCFIRST
Aug 3, 2018	Deed of Trust, Mortgage · Commercial Mortgage BANCFIRST
Mar 1, 2021	Deed of Trust, Mortgage BANCFIRST
May 12, 2020	Deed of Trust, Mortgage · Commercial Mortgage BANCFIRST
Dec 28, 2020	Deed of Trust, Mortgage · Line of Credit BANCFIRST
Oct 24, 2017	Warranty Deed, Transfer · Commercial Mortgage BANCFIRST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2017 · Amount on Record
Deed Sale	Oct 24, 2017 · Amount on Record
Prior Sale	Jan 31, 2000 · Amount on Record
Deed Document Number	201710843
Deed Book / Page	6461 / 137
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	101 W MAIN ST, ARDMORE, OK 73401-6413
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	006607/001
Date	Sep 25, 2018
Book Page	6607/001
Instrument	2018-010162

Lender

Name	BANCFIRST
Type	Bank
Address	ARDMORE, OK 73402

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 2, 2033

Interest

Rate Type	Adjustable Rate

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	101 W MAIN ST, ARDMORE, OK 73401-6413
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	006581/164
Date	Aug 3, 2018
Book Page	6581/164
Instrument	2018-008109

Lender

Name	BANCFIRST
Type	Bank
Address	ARDMORE, OK 73402

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 2, 2023

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	101 W MAIN ST, ARDMORE, OK 73401-6413
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1610 STOUT RD, ARDMORE, OK 73401-1238

Mortgage

Document Number	007001/107
Date	Mar 1, 2021
Book Page	7001/107
Instrument	2021-001959

Lender

Name	BANCFIRST
Type	Bank
Address	ARDMORE, OK 73402

Agreement

Amount	Amount Recorded
Term	179 Months
Due	Feb 26, 2036

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	101 W MAIN ST, ARDMORE, OK 73401-6413
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00006878/5
Date	May 12, 2020
Book Page	6878/5
Instrument	2020-005204

Lender

Name	BANCFIRST
Type	Bank
Address	ARDMORE, OK 73402

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	48 Months
Due	May 8, 2024

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	101 W MAIN ST, ARDMORE, OK 73401-6413
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1610 STOUT RD, ARDMORE, OK 73401-1238

Mortgage

Document Number	006976/139
Date	Dec 28, 2020
Book Page	6976/139
Instrument	2020-013774

Lender

Name	BANCFIRST
Type	Bank
Address	ARDMORE, OK 73402

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Dec 23, 2021

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Oct 24, 2017
Property Address	101 W MAIN ST, ARDMORE, OK 73401-6413
Document Number	006461/137
Book / Page	6461 / 137
Instrument Date	Oct 20, 2017
Instrument	2017-010843
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	STEWART TITLE, STEWART TITLE OF OKLAHOMA IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1610 STOUT RD, ARDMORE, OK 73401-1238
Investor	Possibly a Property Investor

Mortgage

Document Number	2017010844
Date	Oct 24, 2017
Instrument	2017-010844

Lender

Name	BANCFIRST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 20, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Municipality	Ardmore City
Unified School District	Ardmore Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$17,729 (+5%) Land $2,365 Building $15,364	$147,742 (-36.48%) Land $19,711 Building $128,031
2025	$1,685.00 (+11.37%)	$16,885 (+10.25%) Land $2,253 Building $14,632	$232,592 (+30.43%) Land $25,300 Building $207,292
2023	$1,513.00	$15,315 Land $2,017 Building $13,298	$178,332 Land $25,300 Building $153,032

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARDMORE serves 24,893 people · EPA ID OK1010814
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2024 Treatment failure resolved · Jan 2018
Treatment and Procedure	Organic carbon removal Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Sparklight Cable	1,000 / 50
Arbuckle Communications Fixed Wireless	400 / 100
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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