101 W Locust St, Rome, NY 13440 Property Records

Oneida County and Rome City property record for 101 W Locust St, Rome, NY 13440

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,462 sqft · built 1950
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$50,000 (Mar 2001)
Tax Bill	$2,515 (2026)
Deeds & Mortgages	Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`301301 223.020-6-24`

Property Details

APN / Parcel Number

Primary APN	`301301 223.020-6-24`
Alternative APNs	`130122302000060240000000` `301301 223.020-0006-024` `46175 07`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,462 sqft Living Area
1st Floor Area	740 sqft
2nd Floor Area	722 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	4,356 sqft (0.1 acres)
Lot Width	70 ft Width
Porch	Slab
Porch Area	279 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	46175 07
Street Address	101 W LOCUST ST
City	ROME
State	NY
Zip	13440-3431
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-5
Legal Description	H&L 70X60
Legal Block	6
Legal Lot Number	24.000
Jurisdiction	ONEIDA NY
Township / Civil Division	ROME
Census Block Group	2
Census Block	2008
Census Tract	22200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Rome Residential Historic District listed 2025 · 1,199 contributing resources · NRIS 100011346

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

101 W Locust St is owned and occupied by an individual who bought it in March 2001.

Source: Oneida County and Rome City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	101 W LOCUST ST, ROME, NY 13440-3431
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2001 · Amount on File
Deed Sale	Mar 9, 2001 · Amount on File
Deed Book / Page	2959 / 284
Prior Transfer Date	Nov 18, 1999
Prior Transfer Doc	2895000519
Record Updated	Oct 29, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA NY
Recording Date	Feb 26, 2020
Property Address	101 W LOCUST ST, ROME, NY 13440-3431
Document Number	0000002619
Instrument Date	Feb 13, 2020
Instrument	2619
Transaction Type	Transfer
Record Updated	Mar 20, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$424.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 WOOD CREEK DR ROME NY 134407742, ROME, NY 13440-7742

Mortgage

Document Number	2620
Date	Feb 26, 2020
Instrument	2620

Lender

Name	FIRST INTERNET BK/INDIANA
Address	FISHERS, IN 46037

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 25, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 101 W Locust St was $2,515 with exemptions applied.

Source: Oneida County and Rome City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
Municipality	Rome City
Unified School District	Rome City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,515.00 Disabled Person's exemption Veteran's exemption
2025		$62,400 Land $10,900 Building $51,500	$146,824 Land $25,647 Building $121,177
2023		$62,400 (-) Land $10,900 Building $51,500	$137,506 (+17.92%) Land $24,019 Building $113,487
2022	$3,697.00 Disabled Person's exemption Veteran's exemption	$62,400 Land $10,900 Building $51,500	$116,614 Land $20,370 Building $96,244

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 101 W Locust St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 W Locust St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROME CITY serves 31,795 people · EPA ID NY3202405
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20