101 W Graham St, Roberts, WI 54023 Property Records

St. Croix County property record for 101 W Graham St, Roberts, WI 54023

Property Summary

Property Type	Single Family Home
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$180,900 (Jan 2020)
Tax Bill	$4,132 (2026)
Deeds & Mortgages	Jun 2025 Mortgage Nov 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22.29.18.30A-30`

Property Details

APN / Parcel Number

Primary APN	`22.29.18.30A-30`
Alternative APN	`176-1003-95-130`

Exterior

Lot Area	14,810 sqft (0.34 acres)

Location & Zoning

Street Address	101 W GRAHAM ST
City	ROBERTS
State	WI
Zip	54023-9609
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 22 T29N R18W PRT SW SW FORMERLY LOT 2 CSM 14/4009 NKA LOT 2 CSM 15/4029
Legal Range	18W
Legal Township	29N
Legal Section	22
Legal Subdivision	CERTIFIED SURV MAP
Legal Lot Number	2
Jurisdiction	ST CROIX WI
Township / Civil Division	ROBERTS
Census Block Group	4
Census Block	4035
Census Tract	121000

Owner

101 W Graham St is owned and occupied by an individual who bought it in January 2020.

Source: St. Croix County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	101 W GRAHAM ST, ROBERTS, WI 54023-9609
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2025	Deed of Trust, Mortgage · Conventional Mortgage FIGURE LENDING LLC
Nov 3, 2020	Loan Modification, Mortgage · FHA Mortgage PENNYMAC
Jan 15, 2020	Warranty Deed, Transfer · Conventional Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2020 · Amount on File
Deed Sale	Jan 15, 2020 · Amount on File
Deed Document Number	20201095629
Prior Transfer Date	Feb 18, 2014
Prior Transfer Doc	0000992775
Record Updated	Oct 29, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	101 W GRAHAM ST, ROBERTS, WI 54023-9609
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001193194
Date	Jun 9, 2025
Instrument	1193194

Lender

Name	FIGURE LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 18, 2035

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CROIX WI
Property Address	101 W GRAHAM ST, ROBERTS, WI 54023-9609
Document Number	0001118587
Instrument Date	Nov 3, 2020
Transaction Type	Mortgage
Record Updated	Jan 6, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 W GRAHAM ST ROBERTS WI 540239609, ROBERTS, WI 54023-9609

Mortgage

Document Number	0001118587
Date	Dec 11, 2020
Instrument	1118587

Lender

Name	PENNYMAC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 10, 2050

Interest

Rate Type	Fixed Rate
Rate	3.25%

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CROIX WI
Recording Date	Jan 15, 2020
Property Address	101 W GRAHAM ST, ROBERTS, WI 54023-9609
Document Number	0001095629
Instrument Date	Jan 8, 2020
Instrument	1095629
Transaction Type	Transfer
Record Updated	Feb 3, 2022
Title Company	EDINA REALTY TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$542.70
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001095630
Date	Jan 15, 2020
Instrument	1095630

Lender

Name	BANK OF ENGLAND

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 101 W Graham St was $4,132.

Source: St. Croix County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	St. Croix County
Municipality	Roberts Village
Unified School District	St. Croix Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,132.00
2025	$4,132.00	$249,300 Land $43,100 Building $206,200	$249,300 Land $43,100 Building $206,200
2023	$3,533.00	$148,000 Land $33,600 Building $114,400	$148,000 Land $33,600 Building $114,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 101 W Graham St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective April 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 101 W Graham St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROBERTS WATERWORKS serves 1,872 people · EPA ID WI6560134
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Baldwin Telecom Fiber	8,000 / 8,000
Midco Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Swiftcurrent Connect.

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