101 W Cypress St, Normal, IL 61761 Property Records

McLean County property record for 101 W Cypress St, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,224 sqft · built 1958
Lot Size	0.164 acres (7,132 sqft)
Owner	Individual Name on Record
Last Sale	$131,500 (May 2020)
Tax Bill	$4,817 (2024)
Deeds & Mortgages	May 2020 Sale & Mortgage Sep 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-28-229-009`

Property Details

APN / Parcel Number

Primary APN	`14-28-229-009`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,224 sqft Living Area
1st Floor Area	1,224 sqft
Basement Area	144 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	7,132 sqft (0.164 acres)
Lot Dimensions	132 ft deep x 51 ft wide
Garage Area	880 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	101 W CYPRESS ST
City	NORMAL
State	IL
Zip	61761-1622
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	FIRST ADD TO NORMAL LOT 1 BLK B
Legal Range	02E
Legal Township	24N
Legal Section	28
Legal Subdivision	FIRST ADD
Legal Block	B
Legal Lot Number	1
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	1
Census Block	1001
Census Tract	106

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	101 W CYPRESS ST, NORMAL, IL 61761-1622
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC
Sep 20, 2017	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
May 18, 2020	Intrafamily Transfer, Transfer MCLEAN COUNTY TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2020 · Amount on Record
Deed Sale	May 18, 2020 · Amount on Record
Deed Document Number	20208711
Prior Transfer Date	Jun 22, 2017
Prior Transfer Doc	0000008710
Record Updated	Jun 8, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	May 18, 2020
Property Address	101 W CYPRESS ST, NORMAL, IL 61761-1622
Document Number	202000008711
Instrument Date	May 4, 2020
Instrument	2020-00008711
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$197.25
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 W CYPRESS ST, NORMAL, IL 61761-1622

Mortgage

Document Number	202000008712
Date	May 18, 2020
Instrument	2020-00008712

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.12%

Mortgage

Document Number	202000008713
Date	May 18, 2020
Instrument	2020-00008713

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLEAN IL
Recording Date	Sep 20, 2017
Property Address	101 W CYPRESS ST, NORMAL, IL 61761-1622
Document Number	201700017140
Instrument Date	Jun 22, 2017
Instrument	2017-00017140
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLEAN IL
Recording Date	May 18, 2020
Property Address	101 W CYPRESS ST, NORMAL, IL 61761-1622
Document Number	202000008710
Instrument Date	Jun 22, 2017
Instrument	2020-00008710
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	MCLEAN COUNTY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 W CYPRESS ST, NORMAL, IL 61761-1622

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$71,305 (+21.89%) Land $11,343 Building $59,962	$213,915 (+21.89%) Land $34,029 Building $179,886
2024	$4,817.00 (+7.21%)
2023	$4,493.00	$58,500 Land $9,306 Building $49,194	$175,500 Land $27,918 Building $147,582

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Pavlov Media, Watch TV.

Nearby Properties on W Cypress St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures