101 W 4th Ave, Johnstown, NY 12095 Property Records

Fulton County and Johnstown City property record for 101 W 4th Ave, Johnstown, NY 12095

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,665 sqft · built 1939
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Oct 2023)
Tax Bill	$5,834 (2026)
Deeds & Mortgages	Aug 2005 Mortgage Sep 2025 Refinance + 6 more
APN	`170800 174.16-2-2`

Property Details

APN / Parcel Number

Primary APN	`170800 174.16-2-2`
Alternative APN	`080017401600020020000000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,665 sqft Living Area
1st Floor Area	750 sqft
2nd Floor Area	750 sqft
Upper Floors Area	165 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1960
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	90 ft deep x 83 ft wide
Garage Type	Attached
Garage Area	330 sqft
Parking Spaces	1 Parking Space
Canopy	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	101 W 4TH AVE
City	JOHNSTOWN
State	NY
Zip	12095-3204
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Block	2
Legal Lot Number	2.000
Jurisdiction	FULTON NY
Township / Civil Division	JOHNSTOWN
Census Block Group	2
Census Block	2017
Census Tract	971300

Owner

Source: Fulton County and Johnstown City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	101 W 4TH AVE, JOHNSTOWN, NY 12095-3204
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2005	Deed of Trust, Mortgage USA HOUSING & URBAN DEV
Sep 12, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance SECRETARY HOUSING URBAN DEVELOPMENT
Oct 31, 2023	Warranty Deed, Transfer · FHA Mortgage NEWREZ LLC
Feb 6, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Nov 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST CHOICE FINANCIAL FCU
Jan 17, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance HOMESTEAD FUNDING CORP
Jul 9, 2019	Deed, Transfer
May 7, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2023 · Amount on Record
Deed Sale	Oct 31, 2023 · Amount on Record
Prior Sale	Jul 9, 2019 · Amount on Record
Deed Document Number	202383560
Record Updated	Oct 29, 2026

August 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON NY
Property Address	101 W 4TH AVE, JOHNSTOWN, NY 12095-3204
Transaction Type	Mortgage
Record Updated	Apr 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001665/0000000041
Date	Aug 24, 2005
Book Page	0000001665/0000000041

Lender

Name	USA HOUSING & URBAN DEV

Agreement

Amount	Amount Recorded

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON NY
Property Address	101 W 4TH AVE, JOHNSTOWN, NY 12095-3204
Transaction Type	Mortgage
Record Updated	Oct 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202593209
Date	Sep 12, 2025
Instrument	2025-93209

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	337 Months
Due	Oct 1, 2053

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FULTON NY
Recording Date	Oct 31, 2023
Property Address	101 W 4TH AVE, JOHNSTOWN, NY 12095-3204
Document Number	0202383560
Instrument Date	Oct 31, 2023
Instrument	2023-83560
Transaction Type	Transfer
Record Updated	Nov 21, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	105 BURTON ST, JOHNSTOWN, NY 12095-2026

Mortgage

Document Number	0202383561
Date	Oct 31, 2023
Instrument	2023-83561

Lender

Name	NEWREZ LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON NY
Property Address	101 W 4TH AVE, JOHNSTOWN, NY 12095-3204
Transaction Type	Mortgage
Record Updated	Feb 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202379463
Date	Feb 6, 2023
Instrument	2023-79463

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Mar 1, 2048

Interest

Rate Type	Adjustable Rate

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON NY
Property Address	101 W 4TH AVE, JOHNSTOWN, NY 12095-3204
Transaction Type	Mortgage
Record Updated	Dec 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202171475
Date	Nov 29, 2021
Instrument	2021-71475

Lender

Name	FIRST CHOICE FINANCIAL FCU

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON NY
Property Address	101 W 4TH AVE, JOHNSTOWN, NY 12095-3204
Transaction Type	Mortgage
Record Updated	Jun 22, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202059561
Date	Jan 17, 2020
Instrument	2020-59561

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FULTON NY
Recording Date	Jul 9, 2019
Property Address	101 W 4TH AVE, JOHNSTOWN, NY 12095-3204
Document Number	2019/56605
Book / Page	2019 / 56605
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 VEGHTE ST, JOHNSTOWN, NY 12095-2213

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FULTON NY
Recording Date	May 7, 2019
Property Address	101 W 4TH AVE, JOHNSTOWN, NY 12095-3204
Document Number	2019/55645
Book / Page	2019 / 55645
Transaction Type	Transfer
Record Updated	Apr 12, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 W 3RD AVE, JOHNSTOWN, NY 12095-2902

Tax Assessment & Valuation

Source: Fulton County and Johnstown City assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Fulton County
Municipality	Johnstown City
Unified School District	Johnstown City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,834.00 (-31.49%)
2025	$8,516.00	$185,000 (+32.14%) Land $12,800 Building $172,200	$298,387 (+59.85%) Land $20,645 Building $277,742
2023		$140,000 (-) Land $12,800 Building $127,200	$186,667 (+12%) Land $17,067 Building $169,600
2022		$140,000 Land $12,800 Building $127,200	$166,667 Land $15,238 Building $151,429

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSTOWN (C) WATER WORKS serves 8,154 people · EPA ID NY1700019
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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