Rock County property record for 101 W 2nd St, Hardwick, MN 56134
| Property Type | Single Family Home |
|---|---|
| Details | 672 sqft · built 1902 |
| Lot Size | 0.681 acres (29,686 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $175,000 (Apr 2023) |
| Tax Bill | $976 (2026) |
| Deeds & Mortgages | Apr 2023 Mortgage Nov 2017 Sale & Mortgage |
| APN | 14-0022-000 |
| Primary APN | 14-0022-000 |
|---|
| Building Area | 672 sqft Living Area |
|---|
| Year Built | Built 1902 |
|---|---|
| Effective Year Built | Effective 1902 |
| Lot Area | 29,686 sqft (0.681 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 101 W 2ND ST |
|---|---|
| City | HARDWICK |
| State | MN |
| Zip | 56134-4721 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OUTLOTS 15 & 16 |
| Jurisdiction | ROCK MN |
| Township / Civil Division | HARDWICK |
| Census Block Group | 2 |
| Census Block | 2054 |
| Census Tract | 570100 |
101 W 2nd St is owned and occupied by two individuals who bought it in April 2023.
Source: Rock County records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 101 W 2ND ST, HARDWICK, MN 56134-4721 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 11, 2023 | Deed of Trust, Mortgage · FHA Mortgage FIRST PREMIER BANK |
| Nov 17, 2017 | Deed, Transfer · Conventional Mortgage CONSUMER REAL ESTATE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 11, 2023 · Amount on File |
| Deed Sale | Apr 11, 2023 · Amount on File |
| Prior Sale | Nov 17, 2017 · Amount on File |
| Deed Document Number | 2023204274 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCK MN |
| Property Address | 101 W 2ND ST, HARDWICK, MN 56134-4721 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000204275 |
|---|---|
| Date | Apr 11, 2023 |
| Instrument | 204275 |
| Name | FIRST PREMIER BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROCK MN |
| Recording Date | Nov 17, 2017 |
| Property Address | 101 W 2ND ST, HARDWICK, MN 56134-4721 |
| Document Number | 191686 |
| Instrument Date | Oct 6, 2017 |
| Instrument | 191686 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $231.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 101 W 2ND ST, HARDWICK, MN 56134-4721 |
| Document Number | 191687 |
|---|---|
| Date | Nov 17, 2017 |
| Instrument | 191687 |
| Name | CONSUMER REAL ESTATE CO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 101 W 2nd St was $976.
Source: Rock County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Rock County |
| Municipality | Hardwick City |
| Unified School District | Luverne Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $976.00 | $120,600 Land $15,200 Building $105,400 | $120,600 Land $15,200 Building $105,400 |
| 2023 | $778.00 | $95,900 Land $9,100 Building $86,800 | $95,900 Land $9,100 Building $86,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 101 W 2nd St; 2 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 101 W 2nd St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Hardwick serves 198 people · EPA ID MN1670002 |
|---|---|
| Water Source | Purchased groundwater from Lincoln-Pipestone Rural Water System |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Alliance Communications Cooperative Fiber | 1,000 / 1,000 |
| Midco Fixed Wireless | 100 / 20 |
May also be available: Woodstock Telephone Company.
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