101 Vz Top Rd, Highlands, NC 28741 Property Records

Macon County property record for 101 Vz Top Rd, Highlands, NC 28741

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,868 sqft · built 1973
Lot Size	0.02 acres (871 sqft)
Owner	Company Name on Record
Last Sale	$1,000 (Apr 2024)
Tax Bill	$2,714 (2026)
Deeds & Mortgages	Mar 2023 Transfer Apr 2019 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`7439773680`

Property Details

APN / Parcel Number

Primary APN	`7439773680`
Alternative APNs	`0502172` `147855` `154498`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,868 sqft Heated Area
1st Floor Area	1,868 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2003
Architectural Style	Condo/Apartment
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Metal
Lot Area	871 sqft (0.02 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	64 sqft
Deck Area	256 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	154498
Street Address	101 VZ TOP RD
City	HIGHLANDS
State	NC
Zip	28741-9429
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	HR3
Legal Description	UNIT 101 BLDG 1 COND 1
Legal Subdivision	VZ TOP MTN
Legal Unit	101
Jurisdiction	MACON NC
Township / Civil Division	HIGHLANDS
Census Block Group	2
Census Block	2007
Census Tract	970502

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	200 OCEAN LANE DR, 302, KEY BISCAYNE, FL 33149-1487
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2023	Intrafamily Transfer, Transfer
Apr 12, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Sep 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 8, 2020	Warranty Deed, Transfer · Conventional Mortgage CAPITAL INTERNATIONAL FINANCIAL INC
Oct 4, 2017	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2024 · Amount on Record
Deed Sale	Apr 8, 2024 · Amount on Record
Prior Sale	Oct 8, 2020 · Amount on Record
Deed Document Number	20241887
Deed Book / Page	43 / 413
Transfer Doc	00J32/1929
Record Updated	Oct 29, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACON NC
Recording Date	Mar 1, 2023
Property Address	101 VZ TOP RD, HIGHLANDS, NC 28741-9429
Document Number	00J42/2463
Book / Page	J-42 / 2463
Map Reference	CAB 1 SL 127 PG 7
Instrument Date	Feb 15, 2023
Instrument	2023001204
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	200 OCEAN LANE DR APT 302, 302, KEY BISCAYNE, FL 33149-1487

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	200 OCEAN LANE DR APT 302, 302, KEY BISCAYNE, FL 33149-1487

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	101 VZ TOP RD, HIGHLANDS, NC 28741-9429
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00D39/0854
Date	Apr 12, 2019
Book Page	D-39/0854
Instrument	2019002155

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	101 VZ TOP RD, HIGHLANDS, NC 28741-9429
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000F41/983
Date	Sep 8, 2021
Book Page	F-41/983
Instrument	2021008453

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Oct 8, 2020
Property Address	101 VZ TOP RD, HIGHLANDS, NC 28741-9429
Document Number	000G40/922
Book / Page	G-40 / 922
Map Reference	CAB 1 SL 127 PG 7
Instrument Date	Oct 6, 2020
Instrument	2020007472
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$780.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	730 MYRTLEWOOD LN, KEY BISCAYNE, FL 33149-2422

Mortgage

Document Number	2020007481
Date	Oct 8, 2020
Instrument	2020007481

Lender

Name	CAPITAL INTERNATIONAL FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	25 Months
Due	Nov 1, 2022

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Oct 4, 2017
Property Address	101 VZ TOP RD, HIGHLANDS, NC 28741-9429
Document Number	00F38/0121
Book / Page	F-38 / 0121
Instrument Date	Sep 28, 2017
Instrument	2017006783
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$460.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 MURRAY RD, WEST PALM BEACH, FL 33405-3357

Mortgage

Document Number	00F38/0124
Date	Oct 4, 2017
Book Page	F-38/0124
Instrument	2017006784

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2037

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Municipality	Highlands Town
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,714.00 (+9.79%)	$601,110 (-) Land $50,000 Building $551,110	$601,110 (-) Land $50,000 Building $551,110
2025	$2,472.00	$601,110 (-) Land $50,000 Building $551,110	$601,110 (-) Land $50,000 Building $551,110
2023		$601,110 Land $50,000 Building $551,110	$601,110 Land $50,000 Building $551,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 65% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HIGHLANDS serves 6,614 people · EPA ID NC0157015
Water Source	Surface water
Last State Inspection	May 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2023
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	2,500 / 2,500
Vyve Broadband Cable · Fiber in parts of the area	1,000 / 50

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

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