Worcester County and Gardner City property record for 101 Vernon St, Gardner, MA 01440
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,794 sqft · built 1900 |
| Lot Size | 0.203 acres (8,858 sqft) |
| Owner | Individual Name on File |
| Last Sale | $180,000 (Jul 2025) |
| Tax Bill | $3,846 (2026) |
| Deeds & Mortgages | Jul 2025 Sale & Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | M:O-25 B:0022 L:0051 |
| Primary APN | M:O-25 B:0022 L:0051 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,794 sqft Living Area |
| Gross Area | 2,952 sqft |
| Basement Area | 672 sqft |
| Unfinished Basement | 672 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Mansard |
| Roof Material | Slate |
| Lot Area | 8,858 sqft (0.203 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 101 VERNON ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-3831 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Block | 25 |
| Legal Lot Number | 51 |
| Jurisdiction | GARDNER MA |
| Township / Civil Division | GARDNER |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 707400 |
101 Vernon St is owned by an individual who bought it in July 2025.
Source: Worcester County and Gardner City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 277 WORCESTER RD, PRINCETON, MA 01541-1526 |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 22, 2025 · Amount on File |
| Deed Sale | Jul 22, 2025 · Amount on File |
| Deed Book / Page | 72287 / 229 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Jul 22, 2025 |
| Property Address | 101 VERNON ST, GARDNER, MA 01440-3831 |
| Document Number | 072287-229 |
| Book / Page | 72287 / 229 |
| Instrument Date | Jul 22, 2025 |
| Instrument | 60252 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2025 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 277 WORCESTER RD, PRINCETON, MA 01541-1526 |
| Document Number | 0000060253 |
|---|---|
| Date | Jul 22, 2025 |
| Instrument | 60253 |
| Name | EDWARD J BEDARD |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 101 Vernon St was $3,846, up 3.9% from the year before.
Source: Worcester County and Gardner City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,846.00 (+3.89%) | $279,300 (+8.34%) Land $74,700 Building $204,600 | $349,571 (+22.86%) |
| 2025 | $3,702.00 (-0.11%) | $257,800 (+4.29%) Land $67,800 Building $190,000 | $284,525 |
| 2024 | $3,706.00 | $247,200 Land $61,700 Building $185,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 101 Vernon St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 101 Vernon St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Gateway Fiber Fiber | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures