101 Verna St, Franklin, VA 23851 Property Records

Franklin City property record for 101 Verna St, Franklin, VA 23851

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,401 sqft · built 1967
Lot Size	0.459 acres (19,994 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (May 2026)
Tax Bill	$2,124 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage
APN	`037 202 18`

Property Details

APN / Parcel Number

Primary APN	`037 202 18`
Alternative APN	`1585`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,401 sqft Living Area
Gross Area	1,702 sqft
1st Floor Area	1,401 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1990
Exterior Material	Brick
Construction Type	Concrete
Foundation Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,994 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Terrain	Wooded
Driveway	Concrete Driveway
Porch	Porch
Porch Area	35 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1585
Street Address	101 VERNA ST
City	FRANKLIN
State	VA
Zip	23851-2992
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ROA
Legal Description	JOYNERS ACRES LOT 18 VERNA STREET 037-(202)-18
Legal Subdivision	JOYNERS ACRES
Legal Lot Number	18
Jurisdiction	FRANKLIN CITY VA
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3006
Census Tract	90100

Owner

Source: Franklin City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	101 VERNA ST, FRANKLIN, VA 23851-2992
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2026 · Amount on Record
Deed Sale	May 18, 2026 · Amount on Record
Deed Document Number	20261385
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN CITY VA
Recording Date	May 18, 2026
Property Address	101 VERNA ST, FRANKLIN, VA 23851-2992
Document Number	0000001385
Instrument Date	May 15, 2026
Instrument	2026.1385
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$24,240.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 VERNA ST, FRANKLIN, VA 23851-2992

Mortgage

Document Number	0000001386,
Date	May 18, 2026
Instrument	2026..1386

Lender

Name	BRONCO FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Franklin City assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Franklin City
Unified School District	Franklin City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,124.00 (+6.41%)	$206,220 (+6.41%) Land $45,000 Building $161,220	$206,220 (+6.41%) Land $45,000 Building $161,220
2025	$1,996.00 (+62.94%)	$193,800 (+21.81%) Land $45,000 Building $148,800	$193,800 (+21.81%) Land $45,000 Building $148,800
2023		$159,100 Land $34,800 Building $124,300	$159,100 Land $34,800 Building $124,300
2019	$1,225.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1999)
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRANKLIN serves 9,000 people · EPA ID VA3620350
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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