101 Valley St, Oneonta, NY 13820 Property Records

Otsego County and Oneonta Town property record for 101 Valley St, Oneonta, NY 13820

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,100 sqft · built 1977
Lot Size	0.53 acres (23,087 sqft)
Owner	Individual Name on File
Last Sale	$199,400 (Aug 2018)
Tax Bill	$5,546 (2026)
Deeds & Mortgages	Aug 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`364600 301.11-1-8.00`

Property Details

APN / Parcel Number

Primary APN	`364600 301.11-1-8.00`
Alternative APNs	`460030101100010080000000` `219277`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,100 sqft Living Area
1st Floor Area	1,400 sqft
Basement Area	700 sqft
Finished Basement	700 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1980
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	23,087 sqft (0.53 acres)
Lot Width	210 ft Width
Garage Type	Basement
Porch	Slab
Porch Area	360 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	219277
Street Address	101 VALLEY ST
City	ONEONTA
State	NY
Zip	13820-3222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	8.000
Jurisdiction	OTSEGO NY
Township / Civil Division	ONEONTA
Census Block Group	4
Census Block	4002
Census Tract	590800

Owner

101 Valley St is owned and occupied by an individual who bought it in August 2018.

Source: Otsego County and Oneonta Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	101 VALLEY ST, ONEONTA, NY 13820-3222
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2018 · Amount on File
Deed Sale	Aug 8, 2018 · Amount on File
Deed Document Number	20183631
Prior Transfer Date	Jul 27, 2015
Prior Transfer Doc	2015004171
Record Updated	Oct 29, 2026

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OTSEGO NY
Recording Date	Aug 8, 2018
Property Address	101 VALLEY ST, ONEONTA, NY 13820-3222
Document Number	0000003631
Instrument Date	Aug 3, 2018
Instrument	3631
Transaction Type	Transfer
Record Updated	Jan 15, 2019

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 VALLEY ST ONEONTA NY 138203222, ONEONTA, NY 13820-3222

Tax Assessment & Valuation

The 2026 property tax bill for 101 Valley St was $5,546, down 14.5% from the year before.

Source: Otsego County and Oneonta Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
County Subdivision	Oneonta Town
Unified School District	Oneonta City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,546.00 (-14.51%)
2025	$6,487.00	$175,000 Land $38,100 Building $136,900	$250,000 Land $54,429 Building $195,571
2023	$1,577.00	$175,000 (-) Land $38,100 Building $136,900	$224,359 (+12.82%) Land $48,846 Building $175,513
2022		$175,000 Land $38,100 Building $136,900	$198,864 Land $43,296 Building $155,568

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 101 Valley St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1979–2006)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2006 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 Valley St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20