101 Valley Dr, Watchung, NJ 07069 Property Records

Somerset County and Watchung Borough property record for 101 Valley Dr, Watchung, NJ 07069

Property Summary

Property Type	Single Family Home
Details	3,985 sqft · built 1956
Lot Size	2.08 acres (90,605 sqft)
Owner	2 Individual Names on Record
Last Sale	$283,500 (May 1992)
Tax Bill	$16,096 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-06502-0000-00013`

Property Details

APN / Parcel Number

Primary APN	`21-06502-0000-00013`
Alternative APNs	`210650200013` `S001`

Interior

Stories	2 Stories
Building Area	3,985 sqft Living Area

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Construction Type	Frame
Lot Area	90,605 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	S001
Street Address	101 VALLEY DR
City	WATCHUNG
State	NJ
Zip	07069-6431
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-R
Legal Description	ADDITIONAL LOTS: OID 65 4
Legal Block	6502
Legal Lot Number	13
Jurisdiction	SOMERSET NJ
Township / Civil Division	WATCHUNG
Census Block Group	2
Census Block	2009
Census Tract	52300

Owner

Source: Somerset County and Watchung Borough records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	101 VALLEY DR, WATCHUNG, NJ 07069-6431
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Sep 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 1992 · Amount on Record
Deed Sale	May 4, 1992 · Amount on Record
Deed Book / Page	1855 / 251
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	101 VALLEY DR, WATCHUNG, NJ 07069-6431
Transaction Type	Mortgage
Record Updated	Oct 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 VALLEY DR, WATCHUNG, NJ 07069-6431

Mortgage

Document Number	0000027319
Date	Oct 18, 2023
Book Page	7529/3291
Instrument	2023027319

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 5, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	101 VALLEY DR, WATCHUNG, NJ 07069-6431
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044432
Date	Sep 22, 2020
Book Page	7251/2856
Instrument	2020044432

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

Source: Somerset County and Watchung Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Watchung Borough
Elementary School District	Watchung Borough School District (KG - 08)
Secondary School District	Watchung Hills Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$875,300 (+6.15%) Land $430,700 Building $444,600	$875,300 (+6.15%) Land $430,700 Building $444,600
2025	$16,096.00 (+5.73%)	$824,600 (+13.72%) Land $402,500 Building $422,100	$824,600 (+13.72%) Land $402,500 Building $422,100
2024	$15,224.00 (+2.71%)
2023		$725,100 Land $347,900 Building $377,200	$725,100 Land $347,900 Building $377,200
2022	$14,822.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	23 (1979–2025)
Claims Outside the SFHA	16 of 23
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Irene, Aug 2011 · 3 claims Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile.

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