Middlesex County and Cambridge City property record for 101 Upland Rd, Cambridge, MA 02140
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 3.5 ba · 2,708 sqft · built 1883 |
| Lot Size | 0.115 acres (4,999 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $1,005,000 (Mar 2008) |
| Tax Bill | $15,128 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit Dec 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 201-75 |
| Primary APN | 201-75 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,708 sqft Living Area |
| Gross Area | 5,201 sqft |
| 1st Floor Area | 1,193 sqft |
| Attic | Attic |
| Attic Area | 1,166 sqft |
| Basement Area | 1,193 sqft |
| Unfinished Basement | 597 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1883 |
|---|---|
| Effective Year Built | Effective 1883 |
| Architectural Style | Victorian |
| Exterior Material | Wood Siding |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Slate |
| Lot Area | 4,999 sqft (0.115 acres) |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 101 UPLAND RD |
|---|---|
| City | CAMBRIDGE |
| State | MA |
| Zip | 02140-2725 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | B |
| Legal Lot Number | 75 |
| Jurisdiction | CAMBRIDGE MA |
| Township / Civil Division | CAMBRIDGE |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 354700 |
101 Upland Rd, a duplex, is owner-occupied and held in a trust since March 2008.
Source: Middlesex County and Cambridge City records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 101 UPLAND RD, CAMBRIDGE, MA 02140-2725 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 24, 2022 | Deed of Trust, Mortgage · Line of Credit CAMBRIDGE SAVINGS BANK |
| Dec 23, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance LIBERTY BAY CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 18, 2008 · Amount on File |
| Deed Sale | Mar 18, 2008 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMBRIDGE MA |
| Property Address | 101 UPLAND RD, CAMBRIDGE, MA 02140-2725 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0080859-90 |
|---|---|
| Date | Oct 24, 2022 |
| Book Page | 80859/90 |
| Instrument | 157837 |
| Name | CAMBRIDGE SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMBRIDGE MA |
| Property Address | 101 UPLAND RD, CAMBRIDGE, MA 02140-2725 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 73881-43 |
|---|---|
| Date | Dec 23, 2019 |
| Book Page | 73881/43 |
| Instrument | 204389 |
| Name | LIBERTY BAY CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 133 Months |
| Due | Jan 1, 2031 |
The 2025 property tax bill for 101 Upland Rd was $15,128, up 6.6% from the year before.
Source: Middlesex County and Cambridge City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Cambridge City |
| Unified School District | Cambridge School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,128.00 (+6.6%) | $2,382,400 (-0.61%) Land $1,304,500 Building $1,077,900 | $2,308,579 |
| 2024 | $14,191.00 (+5.43%) | $2,397,100 (+4.36%) Land $1,359,500 Building $1,037,600 | |
| 2023 | $13,460.00 | $2,296,900 Land $1,387,000 Building $909,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 101 Upland Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1987.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1987) |
| Most Recent Claim | Apr 1987 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 101 Upland Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAMBRIDGE WATER DEPARTMENT serves 118,214 people · EPA ID MA3049000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,054 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Netafy, Starry.
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