101 Upland Rd, Cambridge, MA 02140 Property Records

Middlesex County and Cambridge City property record for 101 Upland Rd, Cambridge, MA 02140

Property Summary

Property TypeDuplex
Details5 bd · 3.5 ba · 2,708 sqft · built 1883
Lot Size0.115 acres (4,999 sqft)
Owner2 Trust Names on File
Last Sale$1,005,000 (Mar 2008)
Tax Bill$15,128 (2025)
Deeds & MortgagesOct 2022 Line of Credit
Dec 2019 Refinance
Flood ZoneZone X (minimal risk)
APN201-75

Property Details

APN / Parcel Number

Primary APN201-75
Alternative APN
  • CAMB M:00201 L:00075

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Units2 Units
Stories2 Stories
Building Area2,708 sqft Living Area
Gross Area5,201 sqft
1st Floor Area1,193 sqft
AtticAttic
Attic Area1,166 sqft
Basement Area1,193 sqft
Unfinished Basement597 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1883
Effective Year BuiltEffective 1883
Architectural StyleVictorian
Exterior MaterialWood Siding
Construction TypeBrick
Roof TypeGable
Roof MaterialSlate
Lot Area4,999 sqft (0.115 acres)
Parking Spaces2 Parking Spaces
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address101 UPLAND RD
CityCAMBRIDGE
StateMA
Zip02140-2725
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeB
Legal Lot Number75
JurisdictionCAMBRIDGE MA
Township / Civil DivisionCAMBRIDGE
Census Block Group2
Census Block2007
Census Tract354700

Owner

101 Upland Rd, a duplex, is owner-occupied and held in a trust since March 2008.

Source: Middlesex County and Cambridge City records, as of October 20, 2026

Owner of Record2 Trust Names on File
Mailing Address101 UPLAND RD, CAMBRIDGE, MA 02140-2725
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 24, 2022Deed of Trust, Mortgage · Line of Credit
CAMBRIDGE SAVINGS BANK
Dec 23, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
LIBERTY BAY CREDIT UNION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 18, 2008 · Amount on File
Deed SaleMar 18, 2008 · Amount on File
Record UpdatedOct 29, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMBRIDGE MA
Property Address101 UPLAND RD, CAMBRIDGE, MA 02140-2725
Transaction TypeMortgage
Record UpdatedNov 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0080859-90
DateOct 24, 2022
Book Page80859/90
Instrument157837
Lender
NameCAMBRIDGE SAVINGS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueNov 1, 2052
Interest
Rate TypeAdjustable Rate

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMBRIDGE MA
Property Address101 UPLAND RD, CAMBRIDGE, MA 02140-2725
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number73881-43
DateDec 23, 2019
Book Page73881/43
Instrument204389
Lender
NameLIBERTY BAY CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term133 Months
DueJan 1, 2031

Tax Assessment & Valuation

The 2025 property tax bill for 101 Upland Rd was $15,128, up 6.6% from the year before.

Source: Middlesex County and Cambridge City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityCambridge City
Unified School DistrictCambridge School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$15,128.00 (+6.6%)$2,382,400 (-0.61%) Land $1,304,500 Building $1,077,900$2,308,579
2024$14,191.00 (+5.43%)$2,397,100 (+4.36%) Land $1,359,500 Building $1,037,600
2023$13,460.00$2,296,900 Land $1,387,000 Building $909,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 101 Upland Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1987)
Most Recent ClaimApr 1987 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 101 Upland Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAMBRIDGE WATER DEPARTMENT
serves 118,214 people · EPA ID MA3049000
Water SourceSurface water
Last State InspectionJun 2023
Lead8 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,054 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

May also be available: Netafy, Starry.

Nearby Properties on Upland Rd

Nearby Streets

Search Property Records by Address or Parcel Number