101 Universal Dr, Saint Peters, MO 63376 Property Records

St. Charles County property record for 101 Universal Dr, Saint Peters, MO 63376

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,392 sqft · built 1984
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on File
Last Sale$156,300 (Feb 2013)
Tax Bill$3,243 (2025)
Deeds & MortgagesMay 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN427845C247

Property Details

APN / Parcel Number

Primary APN427845C247
Alternative APN
  • 3-0153-5585-00-0220.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,392 sqft Living Area
Gross Area2,616 sqft
1st Floor Area1,104 sqft
Basement Area1,056 sqft
Finished Basement288 sqft
Unfinished Basement768 sqft

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleSplit Level
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,019 sqft (0.23 acres)
Garage TypeAttached
Garage Area456 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area100 sqft
Deck AreaDeck Area
Patio Area64 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number427845C247
Street Address101 UNIVERSAL DR
CitySAINT PETERS
StateMO
Zip63376-4419
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAE9
Legal DescriptionCRESCENT HILLS #3 LOT 220
Legal SubdivisionCRESCENT HILLS #3
Legal Lot Number220
JurisdictionST CHARLES MO
Township / Civil DivisionSPENCER CREEK
Census Block Group1
Census Block1020
Census Tract311294

Owner

Source: St. Charles County assessment roll, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address101 UNIVERSAL DR, SAINT PETERS, MO 63376-4419
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 20, 2013 · Amount on Record
Deed SaleFeb 20, 2013 · Amount on Record
Prior SaleDec 31, 2009 · Amount on Record
Deed Document Number2013143250
Deed Book / Page5961 / 998
Prior Transfer DateFeb 12, 2013
Prior Transfer Doc0059610998
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Recording DateMay 4, 2026
Property Address101 UNIVERSAL DR, SAINT PETERS, MO 63376-4419
Document Number0000020704
Instrument DateApr 29, 2026
Instrument202620704
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address101 UNIVERSAL DR, SAINT PETERS, MO 63376-4419

Mortgage

Document Number0000020704,
DateMay 4, 2026
Instrument202620704
Lender
NameCOMMERCE BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term144 Months
DueMay 1, 2038
Interest
Rate TypeFixed Rate
Rate6.46%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Peters City
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,243.00 (+5.36%)$47,583 (+8.25%)$250,435 (+8.25%) Land $50,000 Building $200,435
2024$3,078.00
2023$43,956
2022$231,348 Land $50,000 Building $181,348

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims6 (1996–2022)
Claims Outside the SFHA2 of 6
Most Recent ClaimJul 2022 · Severe Storms And Flooding
Claims by Event
  • Severe Storms, Flooding, And A Tornado, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST PETERS PWS
serves 52,575 people · EPA ID MO6010719
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionMar 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WH i3B Bidco LLC/WH i3B Topco
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Gateway Fiber Holdings, Verizon.

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