101 Twin Cedars Ct, Simpsonville, KY 40067 Property Records

Shelby County property record for 101 Twin Cedars Ct, Simpsonville, KY 40067

Property Summary

Property Type	Single Family Home
Lot Size	5 acres (218,105 sqft)
Owner	2 Individual Names on Record
Tax Bill	$8,213 (2025)
Deeds & Mortgages	May 2020 Line of Credit Nov 2017 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`014-01-005`

Property Details

APN / Parcel Number

Primary APN	`014-01-005`
Alternative APN	`0048006`

Exterior

Lot Area	218,105 sqft (5 acres)

Location & Zoning

Account Number	0048006
Street Address	101 TWIN CEDARS CT
City	SIMPSONVILLE
State	KY
Zip	40067-6591
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIDDEN CREEK WOODS TR 5 SEC 1
Legal Subdivision	HIDDEN CREEK WOODS
Legal Tract	5
Jurisdiction	SHELBY KY
Township / Civil Division	SIMPSONVILLE
Census Block Group	1
Census Block	1012
Census Tract	40504

Owner

Source: Shelby County records, as of February 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	101 TWIN CEDARS CT, SIMPSONVILLE, KY 40067-6591
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2020	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Nov 28, 2017	Deed of Trust, Mortgage · Construction Mortgage CENTURY BANK OF KENTUCKY INC
Mar 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY KY
Property Address	101 TWIN CEDARS CT, SIMPSONVILLE, KY 40067-6591
Transaction Type	Mortgage
Record Updated	Sep 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1157/342
Date	May 18, 2020
Book Page	M1157/342
Instrument	460037

Lender

Name	PNC BANK NA
Type	Bank
Address	LOUISVILLE, KY 40245

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY KY
Property Address	101 TWIN CEDARS CT, SIMPSONVILLE, KY 40067-6591
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1064/844
Date	Nov 28, 2017
Book Page	M1064/844
Instrument	436191

Lender

Name	CENTURY BANK OF KENTUCKY INC
Type	Bank
Address	LAWRENCEBURG, KY 40342

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 21, 2018

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY KY
Property Address	101 TWIN CEDARS CT, SIMPSONVILLE, KY 40067-6591
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1107/249
Date	Mar 5, 2019
Book Page	M1107/249
Instrument	448150

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	LEXINGTON, KY 40503

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Shelby County
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,213.00 (+0.06%)	$775,870 (+9.39%)	$775,870 (+9.39%)
2023	$8,208.00	$709,270	$709,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2021)
Most Recent Claim	Jul 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH SHELBY WATER DISTRICT serves 14,660 people · EPA ID KY1060324
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
All Points Broadband Fiber	200 / 200

Cell Coverage

5G (outdoors only) and 4G LTE

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