101 Tulip Dr, Conowingo, MD 21918 Property Records

Cecil County property record for 101 Tulip Dr, Conowingo, MD 21918

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,380 sqft · built 1980
Lot Size	0.483 acres (21,039 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,000 (Jun 2018)
Tax Bill	$3,010 (2026)
Deeds & Mortgages	Jan 2024 Second Mortgage Mar 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-031742`

Property Details

APN / Parcel Number

Primary APN	`07-031742`
Alternative APNs	`7031742` `031742`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,380 sqft Total Area
Basement Area	648 sqft
Finished Basement	648 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	21,039 sqft (0.483 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	204 sqft
Deck Area	84 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	031742
Street Address	101 TULIP DR
City	CONOWINGO
State	MD
Zip	21918-1926
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 65 - .483 ACRE 101 TULIP DRIVE HOLLAND ACRES
Legal Subdivision	AMENDED HOLLAND ACRES
Legal Lot Number	65
Jurisdiction	CECIL MD
Township / Civil Division	7, PORT DEPOSIT
Census Block Group	1
Census Block	1002
Census Tract	31201

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	101 TULIP DR, CONOWINGO, MD 21918-1926
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2024	Deed, Transfer · Stand-Alone Second Mortgage ABERDEEN PROVING GROUND FCU
Mar 9, 2021	Deed of Trust, Mortgage · Line of Credit APG FCU
Oct 1, 2019	Deed of Trust, Mortgage · FHA Mortgage SWBC MORTGAGE CORP
Nov 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage SWBC MORTGAGE CORP
Jun 7, 2018	Deed, Transfer · FHA Mortgage SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2018 · Amount on Record
Deed Sale	Jun 7, 2018 · Amount on Record
Prior Sale	Mar 12, 1981 · Amount on Record
Deed Book / Page	4254 / 188
Last Transfer Date	Dec 28, 2023
Transfer Doc	0054140335
Record Updated	Oct 29, 2026

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Jan 8, 2024
Property Address	101 TULIP DR, CONOWINGO, MD 21918-1926
Document Number	0054140335
Book / Page	5414 / 335
Map Reference	MB NDS6 FO 42
Instrument Date	Dec 28, 2023
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	MARVEL TITLE AND ESCROW, MARVEL TITLE & ESCROW LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0054140341
Date	Jan 8, 2024
Instrument	5414-0341

Lender

Name	ABERDEEN PROVING GROUND FCU
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 11, 2044

Interest

Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	101 TULIP DR, CONOWINGO, MD 21918-1926
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	GETZ TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048160073
Date	Mar 9, 2021
Book Page	4816/73

Lender

Name	APG FCU
Type	Credit Union
Address	ABERDEEN, MD 21001

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	101 TULIP DR, CONOWINGO, MD 21918-1926
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	LIBERTY TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0044740191
Date	Oct 1, 2019
Book Page	4474/191

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	101 TULIP DR, CONOWINGO, MD 21918-1926
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 TULIP DR, CONOWINGO, MD 21918-1926

Mortgage

Document Number	0050420300
Date	Nov 24, 2021
Book Page	5042/300

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2051

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Jun 7, 2018
Property Address	101 TULIP DR, CONOWINGO, MD 21918-1926
Document Number	0042540188
Book / Page	4254 / 188
Map Reference	MB NDS6 FO42
Instrument Date	May 8, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	ADVANTAGE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 TULIP DR, CONOWINGO, MD 21918-1926

Mortgage

Document Number	0004254193
Date	Jun 7, 2018
Instrument	4254/193

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,010.00 (+3.37%)	$272,100 (+4.41%) Land $60,500 Building $211,600	$272,100 (-) Land $60,500 Building $211,600
2025	$2,912.00 (+46.77%)	$260,600 (+9.68%)	$272,100 (+14.52%) Land $60,500 Building $211,600
2023	$1,984.00	$237,600 Land $60,500 Building $177,100	$237,600 Land $60,500 Building $177,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	33 units insured incl. 24 condo units
Nearby Flood Claims	10 (1978–2012)
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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