Berkeley County property record for 101 Trout River Ter, Falling Waters, WV 25419
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 4,410 sqft · built 2014 |
| Lot Size | 0.789 acres (34,412 sqft) |
| Owner | Individual Name on File |
| Last Sale | $600,000 (Aug 2021) |
| Tax Bill | $4,577 (2025) |
| Deeds & Mortgages | Aug 2021 Sale Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-11H-0053.0000 |
| Primary APN | 02-11H-0053.0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 4,410 sqft Living Area |
| 1st Floor Area | 2,402 sqft |
| Basement Area | 2,008 sqft |
| Finished Basement | 2,008 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 34,412 sqft (0.789 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 07240797 |
|---|---|
| Street Address | 101 TROUT RIVER TER |
| City | FALLING WATERS |
| State | WV |
| Zip | 25419-1249 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 146 SEC 5 PHZ 2 BROOKFIELD .79AC |
| Legal Lot Number | 146 |
| Jurisdiction | BERKELEY WV |
| Township / Civil Division | POTOMAC |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 971101 |
101 Trout River Ter is owned and occupied by an individual who bought it in August 2021.
Source: Berkeley County records, as of November 14, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 101 TROUT RIVER TER, FALLING WATERS, WV 25419-1249 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 26, 2021 | Deed, Transfer |
| Feb 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 26, 2021 · Amount on File |
| Deed Sale | Aug 26, 2021 · Amount on File |
| Deed Document Number | 20210031612 |
| Deed Book / Page | 1356 / 485 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKELEY WV |
| Recording Date | Aug 26, 2021 |
| Property Address | 101 TROUT RIVER TER, FALLING WATERS, WV 25419-1249 |
| Document Number | 001356/485 |
| Book / Page | 1356 / 485 |
| Map Reference | PC16 PG 71 72 |
| Instrument Date | Aug 24, 2021 |
| Instrument | 20210031612 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $4,620.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY WV |
| Property Address | 101 TROUT RIVER TER, FALLING WATERS, WV 25419-1249 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3647/371 |
|---|---|
| Date | Feb 12, 2021 |
| Book Page | 3647/371 |
| Instrument | 20210005688 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 101 Trout River Ter was $4,577.
Source: Berkeley County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,577.00 | $376,500 Land $60,180 Building $316,320 | $627,500 Land $100,300 Building $527,200 |
| 2023 | $4,608.00 | $364,620 Land $52,080 Building $312,540 | $607,700 Land $86,800 Building $520,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 101 Trout River Ter in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 3 (1996–2025) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Nov 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 101 Trout River Ter is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BERKELEY COUNTY PSWD-POTOMAC RIVER serves 69,372 people · EPA ID WV3300218 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
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