101 Tropical Way, Freeport, FL 32439 Property Records

Walton County property record for 101 Tropical Way, Freeport, FL 32439

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,620 sqft · built 2004
Lot Size0.333 acres (14,535 sqft)
Owner2 Owner Names on File
Tax Bill$560 (2024)
Deeds & MortgagesAug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN33-1S-19-23032-000-0070

Property Details

APN / Parcel Number

Primary APN33-1S-19-23032-000-0070
Alternative APN
  • 1072995

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,620 sqft Living Area
Gross Area2,445 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area14,535 sqft (0.333 acres)
Lot Dimensions19 ft deep x 7.6 ft wide
Garage TypeFinished
Garage Area400 sqft

Exterior Amenities

PorchPorch
Porch Area225 sqft
Deck AreaDeck Area
Patio Area120 sqft
FenceFence
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number1072995
Street Address101 TROPICAL WAY
CityFREEPORT
StateFL
Zip32439-4787
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 7 BRANDON OAKS S/D 1ST ADD PB 15-91 OR 2642-4247
Legal Range19W
Legal Township01S
Legal Section33
Legal SubdivisionBRANDON OAKS
Legal Lot Number7
JurisdictionWALTON FL
Township / Civil DivisionFREEPORT
Census Block Group1
Census Block1041
Census Tract950502

Owner

The current owner of 101 Tropical Way acquired it in November 2004.

Source: Walton County records, as of December 17, 2025

Owner of Record2 Owner Names on File
Mailing Address101 TROPICAL WAY, FREEPORT, FL 32439-4787
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateNov 29, 2004
Transfer Doc0026424247
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address101 TROPICAL WAY, FREEPORT, FL 32439-4787
Transaction TypeMortgage
Record UpdatedDec 18, 2025
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address101 TROPICAL WAY, FREEPORT, FL 32439-4787

Mortgage

Document Number0032132516
DateAug 26, 2021
Book Page3213/2516
Instrument20210042939
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueSep 1, 2041

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$277,155 Land $50,000 Building $227,155$277,155 Land $50,000 Building $227,155
2024$560.00 (+4.67%)
2023$535.00 (+1.9%) Homeowner's exemption$274,326 (+9.34%) Land $32,648 Building $241,678$274,326 (+9.34%) Land $32,648 Building $241,678
2022$525.00 Homeowner's exemption$250,903 Land $36,239 Building $214,664$250,903 Land $36,239 Building $214,664

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 101 Tropical Way in Zone X, an area of minimal flood risk, though there have been 68 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 126 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies126 in force
Nearby Flood Claims68 (1992–2021)
Claims Outside the SFHA7 of 68
Most Recent ClaimJun 2021 · other causes
Claims by Event
  • Hurricane Sally, Sep 2020 · 8 claims
  • Hurricane Frances, Sep 2004 · 23 claims
  • Hurricane Opal, Oct 1995 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 Tropical Way is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH BAY WATER SYSTEM
serves 3,171 people · EPA ID FL1664019
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fixed Wireless
300 / 20
Wildstar Networks
Fixed Wireless
200 / 50

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