Chickasaw County property record for 101 Thomas St, Houston, MS 38851
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 1,965 sqft · built 2019 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,045 (2025) |
| Deeds & Mortgages | Jan 2020 Refinance Jul 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-103B-05-082.00 |
| Primary APN | 1-103B-05-082.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,965 sqft Adjusted Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 13,068 sqft (0.3 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 13196 |
|---|---|
| Street Address | 101 THOMAS ST |
| City | HOUSTON |
| State | MS |
| Zip | 38851-8774 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.3 AC LOT 18 BEAVER CREEK S/D HOUSTON RECORDS 01/03/1990 DB634/010 OP 11005D 050 00718 |
| Legal Subdivision | BEAVER CREEK SD |
| Legal Lot Number | 18 |
| Jurisdiction | CHICKASAW MS |
| Township / Civil Division | 2 |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 950300 |
101 Thomas St is owned and occupied by an individual who acquired it in July 2022.
Source: Chickasaw County records, as of October 16, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 101 THOMAS ST, HOUSTON, MS 38851-8774 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 13, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance CARDINAL FINANCIAL COMPANY LP |
| Jul 18, 2022 | Warranty Deed, Transfer · FHA Mortgage CADENCE BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 18, 2022 |
| Deed Sale | Jul 18, 2022 |
| Deed Document Number | 0000634010 |
| Deed Book / Page | 634 / 010 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICKASAW MS |
| Property Address | 101 THOMAS ST, HOUSTON, MS 38851-8774 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 202020100035 |
|---|---|
| Date | Jan 13, 2020 |
| Instrument | 202020100035 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHICKASAW MS |
| Recording Date | Jul 18, 2022 |
| Property Address | 101 THOMAS ST, HOUSTON, MS 38851-8774 |
| Document Number | 2022101145 |
| Instrument Date | Jul 6, 2022 |
| Instrument | 2022101145 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 101 THOMAS ST, HOUSTON, MS 38851-8774 |
| Document Number | 2022101146 |
|---|---|
| Date | Jul 18, 2022 |
| Instrument | 2022101146 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
The 2025 property tax bill for 101 Thomas St was $2,045 with a homeowner's exemption.
Source: Chickasaw County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Chickasaw County |
| Municipality | Houston City |
| Unified School District | Chickasaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,045.00 Homeowner's exemption | $12,305 | $123,050 Land $7,000 Building $116,050 |
| 2023 | $12,305 | $123,050 Land $7,000 Building $116,050 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 101 Thomas St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 101 Thomas St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HOUSTON serves 3,772 people · EPA ID MS0090005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| NT Spark Fiber | 1,000 / 1,000 |
| Buckeye Cablesystem Cable | 1,000 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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