101 Sunset Ter, Scotts Valley, CA 95066 Property Records

Santa Cruz County property record for 101 Sunset Ter, Scotts Valley, CA 95066

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,121 sqft · built 1977
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Company Names on Record
Last Sale	$1,387,500 (Oct 2024)
Tax Bill	$16,766 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Feb 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`024-102-42`

Property Details

APN / Parcel Number

Primary APN	`024-102-42`
Alternative APN	`024-102-42-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	2,121 sqft Living Area
Gross Area	2,553 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Terrain	Steep
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Deck Area	527 sqft
Patio Area	527 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	101 SUNSET TER
City	SCOTTS VALLEY
State	CA
Zip	95066-3749
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	PM21 53
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	3
Census Block	3030
Census Tract	121200

Owner

Source: Santa Cruz County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	101 SUNSET TER, SCOTTS VALLEY, CA 95066-3749
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage FRANKLIN LOAN CENTER
Feb 9, 2023	Intrafamily Transfer, Transfer
Aug 9, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Nov 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage E MORTGAGE CAPITAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2024 · Amount on Record
Deed Sale	Oct 8, 2024 · Amount on Record
Prior Sale	Sep 7, 2016 · Amount on Record
Deed Document Number	202419709
Prior Transfer Date	Feb 6, 2023
Prior Transfer Doc	0000002242
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 15, 2026
Property Address	101 SUNSET TER, SCOTTS VALLEY, CA 95066-3749
Document Number	0000008317
Instrument Date	Apr 1, 2026
Instrument	20268317
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	STEWART TITLE/NW FLORIDA, STEWART TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	101 SUNSET TER, SCOTTS VALLEY, CA 95066-3749

Mortgage

Document Number	0000008317,
Date	Apr 15, 2026
Instrument	20268317

Lender

Name	FRANKLIN LOAN CENTER

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 9, 2023
Property Address	101 SUNSET TER, SCOTTS VALLEY, CA 95066-3749
Document Number	0000002242
Map Reference	MB 21 PG 53
Instrument Date	Feb 6, 2023
Instrument	2023-0002242
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 SUNSET TER, SCOTTS VALLEY, CA 95066-3749

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	101 SUNSET TER, SCOTTS VALLEY, CA 95066-3749
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022942
Date	Aug 9, 2019
Instrument	2019-0022942

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 2, 2049

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	101 SUNSET TER, SCOTTS VALLEY, CA 95066-3749
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 SUNSET TER, SCOTTS VALLEY, CA 95066-3749

Mortgage

Document Number	0000048209
Date	Nov 16, 2020
Instrument	2020-0048209

Lender

Name	E MORTGAGE CAPITAL INC
Type	Mortgage Company
Address	SANTA ANA, CA 92701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Scotts Valley City
Unified School District	Scotts Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,415,250 (+2%) Land $1,018,980 Building $396,270
2025	$16,766.00 (+34.84%)	$1,387,500 (+34.47%) Land $999,000 Building $388,500
2024	$12,434.00 (+2.19%)
2023	$12,168.00 (+1.95%) Homeowner's exemption	$1,031,855 Land $619,113 Building $412,742	$1,090,620
2022	$11,935.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	11 (1982–2023)
Claims Outside the SFHA	3 of 11
Most Recent Claim	Mar 2023 · Severe Storm And Flooding
Claims by Event	Coastal Storms, Floods, Slides & Tornadoes, Feb 1983 · 2 claims Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCOTTS VALLEY WATER DISTRICT serves 11,197 people · EPA ID CA4410013
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Cruzio Fixed Wireless	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Etheric Networks, Verizon.

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