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101 Summit Ave, Thurmont, MD 21788 Property Records

Frederick County property record for 101 Summit Ave, Thurmont, MD 21788

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,308 sqft · built 2023
Lot Size0.143 acres (6,220 sqft)
Owner2 Individual Names on File
Last Sale$597,000 (Oct 2025)
Tax Bill$6,940 (2025)
Deeds & MortgagesOct 2025 Sale
Jan 2023 Sale
Flood ZoneZone X (minimal risk)
APN15-604854

Property Details

APN / Parcel Number

Primary APN15-604854
Alternative APN
  • 604854

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,308 sqft Living Area
Gross Area3,728 sqft
1st Floor Area1,354 sqft
Basement Area600 sqft
Finished Basement600 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area6,220 sqft (0.143 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area42 sqft
Deck Area252 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal

Location & Zoning

Account Number604854
Street Address101 SUMMIT AVE
CityTHURMONT
StateMD
Zip21788-1870
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 12 6,220 SQ FT HAMMAKER HILLS
Legal SubdivisionHAMMAKER HILLS
Legal Lot Number12
JurisdictionFREDERICK MD
Township / Civil Division15, THURMONT
Census Block Group2
Census Block2005
Census Tract753001

Owner

Source: Frederick County assessment roll, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address101 SUMMIT AVE, THURMONT, MD 21788-1870
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2025Deed, Transfer
KEYSTONE SETTLEMENT SERVICES, KEYSTONE TTL STLMT SVCS LLC
Jan 17, 2023Deed, Transfer
KEYSTONE SETTLEMENT SERVICES, KEYSTONE TTL STLMT SVCS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 14, 2025 · Amount on Record
Deed SaleOct 14, 2025 · Amount on Record
Deed Book / Page17556 / 2
Record UpdatedSep 20, 2026

October 2025: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateOct 14, 2025
Property Address101 SUMMIT AVE, THURMONT, MD 21788-1870
Document Number0175560002
Book / Page17556 / 2
Map ReferenceMB 108 PL 10
Instrument DateOct 9, 2025
Transaction TypeTransfer
Record UpdatedOct 30, 2025
Title CompanyKEYSTONE SETTLEMENT SERVICES, KEYSTONE TTL STLMT SVCS LLC

Transaction

AmountAmount Recorded
Tax$2,985.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address101 SUMMIT AVE, THURMONT, MD 21788-1870

January 2023: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateJan 17, 2023
Property Address101 SUMMIT AVE, THURMONT, MD 21788
Document Number0162980105
Book / Page16298 / 105
Map ReferenceMB 108 PL 10
Instrument DateNov 21, 2022
Transaction TypeTransfer
Record UpdatedSep 29, 2023
Title CompanyKEYSTONE SETTLEMENT SERVICES, KEYSTONE TTL STLMT SVCS LLC

Transaction

AmountAmount Recorded
Tax$1,265.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2099 GAITHER RD STE 600, 600, ROCKVILLE, MD 20850-4018
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityThurmont Town
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$483,000 (+5.74%) Land $101,200 Building $381,800$483,000 (-) Land $101,200 Building $381,800
2025$6,940.00$456,800$483,000 Land $101,200 Building $381,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (1979)
Most Recent ClaimSep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF THURMONT
serves 6,200 people · EPA ID MD0100023
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2025
Lead4 ppb (2016–2018)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
AT&T
Fixed Wireless		100 / 20

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